CCertihomes
10 Walnut Street, German Flatts, NY 13407

$225,000

4 beds 2 baths 1,928 sqft Built 19520 days on marketActive

About this home

Step inside this meticulously cared-for ranch and you’ll instantly feel the pride of ownership. Offering 4 spacious bedrooms and 2 full baths, this home blends comfort, function, and unique features you won’t find anywhere else. Key Features: Just under 2, 000 sq ft of well-designed living space. Two garages — one with a built-in ramp that drives directly into the basement (perfect for mechanics, hobbyists, or serious DIYers.) Standby generator for peace of mind. Abundant storage throughout — you’ll never run out of space. Private backyard ideal for relaxing, entertaining, or enjoying nature. Lovingly maintained over the years — truly move-in ready. From the oversized garage with workshop potential to the sprawling basement with easy vehicle access, this property is a rare find. Whether you need space for your tools, toys, or creative projects, this home delivers.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,843/mo

Real estate (PITI + HOA + PMI)
$2,136
Principal + interest$1,444
Property tax + insurance$608
PMI / 2nd mortgage$84
Utilities
$1,399
Heating + cooling$550
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,843/mo TLC
Budget$5,000/mo
Remaining after TLC$2,157/mo
Purchase price
$225,000
Down payment
$11,250 (5%)
Loan amount
$213,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1952
Lot size
0.3438 ac
Stories
1
Heating
Gas, Baseboard, Electric, HotWater
Cooling
CentralAir
Water
NotConnected, Public
HOA
Annual tax
$3,917
MLS #
S1630389
County
Herkimer

At a glance

Air conditioning
Fireplace
Basement
Garage (5)

Home features

Appliances
DryerDishwasherElectricCooktopElectricWaterHeaterDisposalRefrigeratorWasher
Interior
BreakfastBarSeparateFormalDiningRoomEatInKitchenWorkshop
Exterior
BlacktopDrivewayFence
Parking
ElectricityGarageStorageWorkshopInGarage
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13407

MetricThis ZIPCountyUSA
Population5,73119,351,094299,088,112
Population Change Since1990-13.00%8.00%20.00%
Population Density103395
Male2,8399,381,926147,432,321
Female2,8939,969,168151,655,844
Never Married1,2284,946,39163,775,926
Married2,5097,166,701123,120,365
Separated2061,159,67312,639,686
Widowed3971,110,24515,467,586
Divorced3971,210,44823,075,029
Number Of House Hold2,1787,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.3436.5335.46
Median House Hold Income$38,414$49,847$48,276
Average House Hold Income$44,192$70,032$63,629
P C I$17,196$26,569$24,529
M D I$33,643$42,210$41,133
A T H E$40,348$54,185$50,898
S T R8.00%4.00%
W C J79.33%81.55%77.74%
(Zip) Code
13407

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/13/2025. Provided courtesy of Coldwell Banker Faith Properties Il via Buffalo MLS. Information deemed reliable but not guaranteed.