CCertihomes
614 N Carroll Street, Horseheads, NY 14845

$95,000

3 beds 2 baths 1,200 sqft Built 19201 days on marketActive

About this home

Duplex fully rented with long term tenants for your investment portfolio! This house has upper and lower apartments. Downstairs you will find 2 bedrooms, 1 bathroom, a larger living room, a separate dining room, kitchen, and a front porch to kick back an relax at. The upstairs has 1 bedroom, 1 bathroom, living room, and kitchen. Both units are cozy and comfortable! The lower unit currently rents for $655 a month & the upstairs for $600 a month.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,505/mo

Real estate (PITI + HOA + PMI)
$974
Principal + interest$610
Property tax + insurance$328
PMI / 2nd mortgage$36
Utilities
$951
Heating + cooling$326
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,505/mo TLC
Budget$5,000/mo
Remaining after TLC$3,495/mo
Purchase price
$95,000
Down payment
$4,750 (5%)
Loan amount
$90,250
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1920
Lot size
0.2203 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$2,308
MLS #
R1628483
County
Chemung

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Parking
GarageGravelTwoOrMoreSpaces
Flooring
Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14845

MetricThis ZIPCountyUSA
Population16,89719,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density198395
Male7,9059,381,926147,432,321
Female8,9929,969,168151,655,844
Never Married2,7044,946,39163,775,926
Married8,1017,166,701123,120,365
Separated8141,159,67312,639,686
Widowed9591,110,24515,467,586
Divorced1,2111,210,44823,075,029
Number Of House Hold6,2307,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age41.8036.5335.46
Median House Hold Income$50,489$49,847$48,276
Average House Hold Income$59,392$70,032$63,629
P C I$22,551$26,569$24,529
M D I$42,471$42,210$41,133
A T H E$48,999$54,185$50,898
S T R8.00%4.00%
W C J76.09%81.55%77.74%
(Zip) Code
14845

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of Smart Focus Realty via Buffalo MLS. Information deemed reliable but not guaranteed.