CCertihomes
14 Saint James Road, Cheektowaga, NY 14225

$269,900

4 beds 2 baths 2,310 sqft Built 19360 days on marketActive

About this home

Charming two-family home in a convenient Cheektowaga location. This property is walking distance to Town Park, multiple religious facilities, shops & restaurants. This 2/2 duplex features a large living room and formal dining room in each unit. Gorgeous organic hardwood flooring and fireplace/mantle, give the apartments character and style. The upper unit is vacant and the lower is rented with a fantastic long term tenant. Some cosmetic work can be completed to maximize rents, however the units are rented very close to "market-rent prices" as-is. Mechanically this property is as good as any, featuring a 2 year old roof, 2 new furnaces less than 2 years old, updated HWT's for each unit, modern 100 amp breaker panels for each unit and a bone dry basement w laundry hook ups. This property presents a great opportunity for not only investors, but also the savvy home buyer who wants to house hack. Off street parking with a black top driveway and fair sized back yard, make this property the full package. Do not miss this opportunity to own a revenue generating property in such a convenient location. Showings begin right away, seller will begin to review offers on 08/21 @ 3pm. Seller prefers a quick closing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,285/mo

Real estate (PITI + HOA + PMI)
$2,565
Principal + interest$1,732
Property tax + insurance$732
PMI / 2nd mortgage$101
Utilities
$1,452
Heating + cooling$573
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,285/mo TLC
Budget$5,000/mo
Remaining after TLC$1,715/mo
Purchase price
$269,900
Down payment
$13,495 (5%)
Loan amount
$256,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1936
Lot size
0.11 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,730
MLS #
B1630340
County
Erie

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
Concrete
Flooring
Hardwood, Varies
Roof
Architectural, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14225

MetricThis ZIPCountyUSA
Population36,44519,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density3,038395
Male17,0279,381,926147,432,321
Female19,4189,969,168151,655,844
Never Married7,4484,946,39163,775,926
Married15,9007,166,701123,120,365
Separated1,2271,159,67312,639,686
Widowed3,2761,110,24515,467,586
Divorced2,5731,210,44823,075,029
Number Of House Hold15,5707,102,016111,826,380
Average House Hold Size2.302.642.60
Medial Age41.0736.5335.46
Median House Hold Income$41,353$49,847$48,276
Average House Hold Income$50,059$70,032$63,629
P C I$21,734$26,569$24,529
M D I$36,031$42,210$41,133
A T H E$43,747$54,185$50,898
S T R8.75%4.00%
W C J77.86%81.55%77.74%
(Zip) Code
14225

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of WNY Metro Roberts Realty via Buffalo MLS. Information deemed reliable but not guaranteed.