CCertihomes
147 Main Street, Cherry Valley, NY 13320

$599,000

4 beds 4 baths 2,618 sqft Built 19000 days on marketActive

About this home

Step into Cherry Valley history with this beautifully maintained Victorian-Italianate, currently operating as the John Henry Bed & Breakfast. Formerly the Arcadia Bed & Breakfast, this beloved inn has welcomed guests from near and far to enjoy the charm Cherry Valley is known for. Built post-Civil War, the home features ornate trim, tall windows and a distinctive round-headed stained-glass window above the front door, a nod to Italian design. This turnkey B&B offers an inviting atmosphere, each room uniquely decorated for a personalized stay. The main house has four bedrooms and four full baths, with three guest rooms upstairs featuring private en-suites and custom California closets. The first floor includes formal dining and sitting rooms filled with natural light, including an original bay window and cozy propane fireplace. The kitchen boasts a chef's dream stove, modern appliances and large pantry suited for daily living or catering. Adjacent spaces include a desk for bookings, an enclosed porch and laundry area to streamline guest turnover. The private 700-sq-ft owner’s suite, renovated in 2019, offers floor to ceiling windows, luxury vinyl flooring, custom California closets and a double-sided propane fireplace, an elegant retreat or extra guest space. A detached carriage house adds a fully equipped one-bedroom apartment with private balcony, full kitchen, walk-in closet, living room, and Vermont Castings stove, ideal as a long-term rental or innkeeper’s quarters. Guests love the location just 12 miles from Cooperstown’s National Baseball Hall of Fame, Glimmerglass Opera, Hyde Hall, and Otsego Lake, plus local breweries, wineries, and farm-to-table dining. Outdoor lovers enjoy hiking, cycling and scenic drives. Easy access to the NYS Thruway, Hudson Valley, and NYC draws weekend visitors and long-term travelers alike. Whether continuing as a thriving B&B or creating a stunning private home with income potential, 147 Main Street blends history, hospitality, and opportunity. Call today to book your private showing.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,980/mo

Real estate (PITI + HOA + PMI)
$5,247
Principal + interest$3,843
Property tax + insurance$1,179
PMI / 2nd mortgage$225
Utilities
$1,739
Heating + cooling$723
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$5,980/mo TLC
Budget$6,480/mo
Remaining after TLC$500/mo
Purchase price
$599,000
Down payment
$29,950 (5%)
Loan amount
$569,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory, Victorian
Year built
1900
Lot size
0.38 ac
Stories
2
Heating
Ductless, HeatPump, Oil, Zoned, ForcedAir
Cooling
Ductless, HeatPump, Zoned, WindowUnits
Water
Connected, Public
HOA
Annual tax
$6,414
MLS #
R1628542
County
Otsego

At a glance

Air conditioning
Fireplace
Basement
Garage

Home features

Appliances
BuiltInRangeBuiltInOvenDryerDishwasherGasOvenGasRangeMicrowavePropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansDenEntranceFoyerSeparateFormalLivingRoomGalleyKitchenGuestAccommodationsHomeOfficeCountryKitchenPantryStorageWalkInPantryNaturalWoodworkBedroomOnMainLevelInLawFloorplanMainLevelPrimary
Exterior
BlacktopDrivewayDeckEnclosedPorchFencePorchPropaneTankLeased
Parking
DetachedElectricityGarageStorageWorkshopInGarage
Flooring
Carpet, CeramicTile, Hardwood, LuxuryVinyl, Tile, Varies
Roof
Membrane, Rubber
Sewer
SepticTank

Lot features

IrregularLot, ResidentialLot

Schools

High
Cherry Valley-Springfield Central

Neighborhood — 13320

MetricThis ZIPCountyUSA
Population2,42119,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density33395
Male1,2179,381,926147,432,321
Female1,2039,969,168151,655,844
Never Married4214,946,39163,775,926
Married1,1907,166,701123,120,365
Separated1141,159,67312,639,686
Widowed1561,110,24515,467,586
Divorced1391,210,44823,075,029
Number Of House Hold8687,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age41.3436.5335.46
Median House Hold Income$38,830$49,847$48,276
Average House Hold Income$47,714$70,032$63,629
P C I$17,727$26,569$24,529
M D I$33,891$42,210$41,133
A T H E$42,327$54,185$50,898
S T R8.00%4.00%
W C J68.25%81.55%77.74%
(Zip) Code
13320

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.