CCertihomes
11 Wall Street, Amboy, NY 13028

$3,600

3 beds 1 baths 1,176 sqft Built 20160 days on marketActive

About this home

Welcome to this beautifully renovated 3-bedroom, 1-bathroom home located at 11 Wall St in scenic Bernhards Bay. Designed with a cozy cabin theme, the interior has been thoughtfully updated to offer both comfort and style—perfect for anyone looking to enjoy lakeside living with modern amenities. Step inside and enjoy the warmth of the inviting sunroom at the front of the house, ideal for morning coffee or quiet relaxation. The open living space flows into a spacious back deck, perfect for entertaining or simply enjoying the peaceful outdoors. Tenants also have access to a shared gazebo and water access, making this an ideal retreat for nature lovers and outdoor enthusiasts. Additional features include: Off-street parking Owner-provided water, snow removal, and lawn care for worry-free living Quiet neighborhood just minutes from local conveniences This charming home offers the perfect blend of rustic charm and modern comfort. Don’t miss your chance to experience all that Bernhards Bay has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$611/mo

Real estate (PITI + HOA + PMI)
$85
Principal + interest$23
Property tax + insurance$61
PMI / 2nd mortgage$1
Utilities
$871
Heating + cooling$286
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$611/mo TLC
Budget$5,000/mo
Remaining after TLC$4,389/mo
Purchase price
$3,600
Down payment
$180 (5%)
Loan amount
$3,420
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Year built
2016
Lot size
0.23 ac
Stories
0
Heating
ForcedAir
Cooling
Water
HOA
Annual tax
MLS #
S1630492
County
Oswego

Home features

Exterior
BlacktopDriveway

Neighborhood — 13028

MetricThis ZIPCountyUSA
Population1,79219,351,094299,088,112
Population Change Since199013.00%8.00%20.00%
Population Density90395
Male9299,381,926147,432,321
Female8629,969,168151,655,844
Never Married3274,946,39163,775,926
Married8057,166,701123,120,365
Separated671,159,67312,639,686
Widowed821,110,24515,467,586
Divorced1441,210,44823,075,029
Number Of House Hold6167,102,016111,826,380
Average House Hold Size2.912.642.60
Medial Age36.1936.5335.46
Median House Hold Income$40,082$49,847$48,276
Average House Hold Income$45,214$70,032$63,629
P C I$15,601$26,569$24,529
M D I$34,999$42,210$41,133
A T H E$40,964$54,185$50,898
S T R8.00%4.00%
W C J77.57%81.55%77.74%
(Zip) Code
13028

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/13/2025. Provided courtesy of The O'Hara Group via Buffalo MLS. Information deemed reliable but not guaranteed.