CCertihomes
11090 Bell Hill Road, Deerfield, NY 13502

$349,900

3 beds 3 baths 2,000 sqft Built 19934 days on marketActive

About this home

Discover the perfect blend of modern comfort and serene privacy in this fully updated ranch-style home, set on nearly 2.25 acres in the highly desirable Whitesboro School District. Every inch of this home has been thoughtfully renovated, leaving nothing for you to do but move in and enjoy. Step inside to a bright and inviting living room, a beautifully designed kitchen, and a spacious dining area ideal for gatherings. With three bedrooms, three full bathrooms, and finished basement space with a convenient walk-out, you’ll have approximately 2, 000 square feet of versatile living space to suit your needs. Outdoors, relax on the massive screened-in porch, or host unforgettable get-togethers on the patio overlooking your meticulously landscaped backyard oasis. The property offers the rare combination of public water service and remarkable privacy—truly the best of both worlds. This home is turnkey and waiting for you. Make an offer today and start enjoying the lifestyle you’ve been dreaming of.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,885/mo

Real estate (PITI + HOA + PMI)
$3,198
Principal + interest$2,245
Property tax + insurance$822
PMI / 2nd mortgage$131
Utilities
$1,453
Heating + cooling$577
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,885/mo TLC
Budget$5,000/mo
Remaining after TLC$1,115/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1993
Lot size
2.23 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,109
MLS #
S1630173
County
Oneida

At a glance

Fireplace
Basement

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomKitchenIslandMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayPorchPatioPropaneTankLeased
Parking
NoGarage
Flooring
Carpet, LuxuryVinyl, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

IrregularLot, RuralLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of River Hills Properties LLC Ut via Buffalo MLS. Information deemed reliable but not guaranteed.