CCertihomes
95 Merchants Road, Rochester, NY 14609

$209,777

3 beds 2 baths 1,631 sqft Built 19253 days on marketActive

About this home

Welcome to this 3 bedroom, 2 full bathroom home located in the heart of the desirable Browncroft neighborhood! Full of character and modern comfort, this home offers more than meets the eye. You'll find a full bathroom on both the first and second level for your convenience. One of the upstairs bedrooms offers direct access to a balcony facing your private backyard - perfect for morning coffee or winding down in the evening! The walk-up attic provides a versatile bonus space! Ideal for a home office, playroom, creative studio, or a potential 4th bedroom to suit your needs! Enjoy the generously sized, park-like lot that will make you forget you're within the city limits. Whether you're relaxing around the fire-pit or entertaining guests, you'll love the potential this outdoor space offers. Book your tour today and fall in love! Delayed Showings to be Thursday 8/14 at 12PM and Delayed Negotiations to be Tuesday 8/19 at 2PM.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,712/mo

Real estate (PITI + HOA + PMI)
$2,108
Principal + interest$1,346
Property tax + insurance$683
PMI / 2nd mortgage$79
Utilities
$1,173
Heating + cooling$432
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,712/mo TLC
Budget$5,000/mo
Remaining after TLC$2,288/mo
Purchase price
$209,777
Down payment
$10,489 (5%)
Loan amount
$199,288
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1925
Lot size
0.26 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,124
MLS #
R1630463
County
Monroe

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomConvertibleBedroom
Exterior
BlacktopDrivewayBalconyFullyFenced
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14609

MetricThis ZIPCountyUSA
Population45,98519,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density5,653395
Male21,3709,381,926147,432,321
Female24,6159,969,168151,655,844
Never Married12,5094,946,39163,775,926
Married14,4197,166,701123,120,365
Separated2,5041,159,67312,639,686
Widowed3,3811,110,24515,467,586
Divorced3,5941,210,44823,075,029
Number Of House Hold18,7487,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age35.7936.5335.46
Median House Hold Income$39,028$49,847$48,276
Average House Hold Income$46,133$70,032$63,629
P C I$19,350$26,569$24,529
M D I$34,179$42,210$41,133
A T H E$41,394$54,185$50,898
S T R8.00%4.00%
W C J76.38%81.55%77.74%
(Zip) Code
14609

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of Revolution Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.