CCertihomes
477 Vermont Street, Olean, NY 14760

$179,900

6 beds 3 baths 1,317 sqft Built 19451 days on marketActive

About this home

Situated on a desirable corner lot in the beautiful Seneca Heights area, this well-maintained 5-bedroom, 2-bath split-level home offers comfort, space, and flexibility for every lifestyle. Enjoy the convenience of first-floor living with a bedroom and full bath, perfect for guests or multigenerational living. The expansive fourth level features a private, oversized bedroom with a walk-in closet, ideal as a primary suite or bonus space. Throughout the home, you’ll find gorgeous hardwood floors, spacious rooms, built-ins, and abundant closet space. Recent updates include central air, roof, windows, doors, sump pump, fresh paint, and more, ensuring peace of mind and modern comfort. Step outside to a large, private backyard—perfect for relaxing, entertaining, or gardening. The long concrete driveway provides ample parking and space to add a garage if desired. This move-in-ready home combines charm, space, and thoughtful updates in a fantastic location. Priced to sell, lets make this YOURS!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,578/mo

Real estate (PITI + HOA + PMI)
$2,005
Principal + interest$1,154
Property tax + insurance$784
PMI / 2nd mortgage$67
Utilities
$1,097
Heating + cooling$399
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,578/mo TLC
Budget$5,000/mo
Remaining after TLC$2,422/mo
Purchase price
$179,900
Down payment
$8,995 (5%)
Loan amount
$170,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
SplitLevel
Year built
1945
Lot size
0.2152 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$6,810
MLS #
R1630222
County
Cattaraugus

At a glance

Air conditioning
Basement

Home features

Appliances
AppliancesNegotiableDryerDishwasherElectricOvenElectricRangeGasWaterHeaterRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomPantryBedroomOnMainLevel
Exterior
ConcreteDrivewayFence
Parking
NoGarage
Flooring
Carpet, CeramicTile, Hardwood, Varies
Sewer
Connected

Lot features

CornerLot, CulDeSac, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of Premier Listings Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.