77 Clay Street, Buffalo, NY 14207
$99,900
6 beds 2 baths 1,964 sqft Built 18601 days on marketActive
About this home
Investor opportunity - Two Unit Multi-Family, in Black Rock that needs TLC. Property is being sold in "as is" condition. Seller will do no repairs due to buyers' home or bank inspection. Please be careful when entering the property. Hold harmless disclosure is required before entering the property.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$1,631/mo
- Real estate (PITI + HOA + PMI)
- $919
- Utilities
- $1,308
- Transportation
- $0
- Other (entertainment)
- $140
Principal + interest$641
Property tax + insurance$241
PMI / 2nd mortgage$37
Heating + cooling$501
Internet + TV + phone$140
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$3,369/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%
Quick facts
Type
MultiFamily
Style
Duplex
Year built
1860
Lot size
0.0758 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
—
Water
Connected, Public
HOA
—
Annual tax
$841
MLS #
B1630418
County
Erie
At a glance
Garage (2)
Home features
Appliances
GasWaterHeater
Parking
PavedTwoOrMoreSpaces
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected
Lot features
Rectangular, RectangularLot
Neighborhood — 14207
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 21,695 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -7.00% | 8.00% | 20.00% |
| Population Density | 6,768 | 395 | — |
| Male | 10,458 | 9,381,926 | 147,432,321 |
| Female | 11,237 | 9,969,168 | 151,655,844 |
| Never Married | 5,812 | 4,946,391 | 63,775,926 |
| Married | 6,285 | 7,166,701 | 123,120,365 |
| Separated | 1,101 | 1,159,673 | 12,639,686 |
| Widowed | 1,698 | 1,110,245 | 15,467,586 |
| Divorced | 2,205 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 9,288 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.33 | 2.64 | 2.60 |
| Medial Age | 34.74 | 36.53 | 35.46 |
| Median House Hold Income | $27,095 | $49,847 | $48,276 |
| Average House Hold Income | $34,827 | $70,032 | $63,629 |
| P C I | $15,025 | $26,569 | $24,529 |
| M D I | $24,646 | $42,210 | $41,133 |
| A T H E | $34,781 | $54,185 | $50,898 |
| S T R | 8.75% | 4.00% | — |
| W C J | 75.65% | 81.55% | 77.74% |
(Zip) Code
14207
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 8/13/2025. Provided courtesy of Towne Housing Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.