CCertihomes
114 1st Street, Rome, NY 13440

$75,000

5 beds 2 baths 2,138 sqft Built 18901 days on marketActive

About this home

This is a substantial investment property: a spacious two-family home with parking and a detached garage situated on an alley. The upstairs apartment is a real gem with two bedrooms, bathroom, a spacious kitchen, a convenient dining room, and a huge living room perfect for entertaining. The property has undergone renovations, including two updated bathrooms and replaced windows. Any missing windows are on order and will be replaced. The property taxes encompass water, sewer, and trash services for a two-family dwelling.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,801/mo

Real estate (PITI + HOA + PMI)
$1,010
Principal + interest$481
Property tax + insurance$501
PMI / 2nd mortgage$28
Utilities
$1,455
Heating + cooling$578
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,801/mo TLC
Budget$5,000/mo
Remaining after TLC$3,199/mo
Purchase price
$75,000
Down payment
$3,750 (5%)
Loan amount
$71,250
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1890
Lot size
0.15 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,115
MLS #
S1624390
County
Oneida

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeater
Interior
PullDownAtticStairs
Exterior
Patio
Parking
GravelTwoOrMoreSpaces
Flooring
Hardwood, Laminate, Varies
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/13/2025. Provided courtesy of Hunt Real Estate ERA Rome via Buffalo MLS. Information deemed reliable but not guaranteed.