CCertihomes
140 Xavier Circle, Syracuse, NY 13210

$349,900

2 beds 2 baths 1,338 sqft Built 20180 days on marketActive

About this home

Just 5 minutes to I-81 and I-481, this contemporary home is perfectly positioned for easy commuting. Walk to Syracuse University’s campus and athletic complex, and enjoy nearby shopping, coffee, bakeries, gas stations, drugstores and so much more. You’ll also be within 2.5 miles of all major hospital systems—an ideal spot for medical professionals or anyone seeking quick access to healthcare. Built in 2018, this modern multi-level residence offers a flexible layout filled with natural light. The first floor features a private bedroom suite and full bath—ideal for guests, an office, or additional living space. Upstairs, tall ceilings and oversized windows define the open-concept living area, connecting seamlessly to the kitchen and spacious primary suite. Step through the sliding doors to a large second-story deck, perfect for outdoor dining or relaxing above the treetops. This gem also has a basement for all of your storage needs (a rarity in this exclusive neighborhood). Enjoy worry-free living with HOA-covered lawn care and snow removal, plus the advantage of a generous tax abatement keeping property taxes remarkably low. Eligible buyers can also take advantage of the University Neighborhood Home Ownership Program (UHOP), offering SU employees exceptional interest rates, flexible down payment options—including 0% down—and forgivable home improvement loans.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,566/mo

Real estate (PITI + HOA + PMI)
$3,306
Principal + interest$2,245
Property tax + insurance$750
HOA$180
PMI / 2nd mortgage$131
Utilities
$952
Heating + cooling$323
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$3,566/mo TLC
Budget$5,000/mo
Remaining after TLC$1,434/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary, TwoStory
Year built
2018
Lot size
0.0996 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
$180 / Monthly
Annual tax
$2,422
MLS #
S1628360
County
Onondaga

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
DenEntranceFoyerEatInKitchenKitchenIslandSlidingGlassDoorsBedroomOnMainLevelBathInPrimaryBedroom
Exterior
BlacktopDrivewayBalconyDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Varies, Vinyl
Roof
Metal
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13210

MetricThis ZIPCountyUSA
Population29,19019,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density6,679395
Male13,9309,381,926147,432,321
Female15,2609,969,168151,655,844
Never Married15,5084,946,39163,775,926
Married5,5947,166,701123,120,365
Separated1,8191,159,67312,639,686
Widowed1,4591,110,24515,467,586
Divorced1,2841,210,44823,075,029
Number Of House Hold10,7017,102,016111,826,380
Average House Hold Size2.212.642.60
Medial Age23.2436.5335.46
Median House Hold Income$24,887$49,847$48,276
Average House Hold Income$37,993$70,032$63,629
P C I$17,370$26,569$24,529
M D I$23,120$42,210$41,133
A T H E$36,409$54,185$50,898
S T R8.00%4.00%
W C J83.14%81.55%77.74%
(Zip) Code
13210

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Integrated Real Estate Ser LLC via Buffalo MLS. Information deemed reliable but not guaranteed.