CCertihomes
10 Loch Loyal Court, Penfield, NY 14526

$650,000

5 beds 4 baths 3,363 sqft Built 19993 days on marketActive

About this home

Check out this TURN KEY HOME! Where comfort meets sophistication—this stunning 4/5-bedroom, 3.5-bath Penfield home is move-in ready and loaded with upgrades. Nestled on a quiet cul-de-sac with southern exposure, it’s walkable to both elementary and middle schools and minutes from shopping, dining, expressway access, and parks. Inside, a dramatic 2-story foyer and open staircase lead to sun-filled living spaces perfect for entertaining or quiet evenings. The newly renovated primary suite features a cathedral ceiling, sitting area, wrap-around windows, custom walk-in closet, and spa-inspired bath. Upstairs includes two bedrooms, a full bath, and a show-stopping bonus room with Murphy bed and built-ins. The cherry kitchen with granite counters flows into a cathedral-ceiling family room with wall of windows, built-ins, and gas fireplace. Finished lower level offers 1, 000+ sq. ft. with exercise room, studio, reading nook, and hidden storage. Private backyard retreat boasts a brick patio, mature trees, and visiting wildlife. Recent updates include: roof, furnace, A/C, hot water tank, appliances, lighting, garage doors, carpet, paint, finished basement, and more. Just unpack and start living! Negotiations will begin 8/20/25 at 2 pm!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$7,225/mo

Real estate (PITI + HOA + PMI)
$6,381
Principal + interest$4,171
Property tax + insurance$1,966
PMI / 2nd mortgage$244
Utilities
$1,983
Heating + cooling$837
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$7,225/mo TLC
Budget$7,725/mo
Remaining after TLC$500/mo
Purchase price
$650,000
Down payment
$32,500 (5%)
Loan amount
$617,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1999
Lot size
0.51 ac
Stories
2
Heating
Gas, ForcedAir, HotWater
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$14,957
MLS #
R1630619
County
Monroe

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
ConvectionOvenDoubleOvenDryerDishwasherGasCooktopDisposalGasWaterHeaterMicrowaveRefrigeratorWasherHumidifier
Interior
BreakfastBarCeilingFansCathedralCeilingsDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomGraniteCountersHomeOfficeKitchenIslandPantrySlidingGlassDoorsStorageSkylightsBedroomOnMainLevelBathInPrimaryBedroomProgrammableThermostat
Exterior
BlacktopDrivewayPatioPrivateYardSeeRemarks
Parking
AttachedElectricityGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, LuxuryVinyl, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

CulDeSac, Rectangular, RectangularLot

Neighborhood — 14526

MetricThis ZIPCountyUSA
Population21,34819,351,094299,088,112
Population Change Since199022.00%8.00%20.00%
Population Density1,248395
Male10,3309,381,926147,432,321
Female11,0179,969,168151,655,844
Never Married3,4724,946,39163,775,926
Married11,0847,166,701123,120,365
Separated4711,159,67312,639,686
Widowed7921,110,24515,467,586
Divorced1,2541,210,44823,075,029
Number Of House Hold7,9247,102,016111,826,380
Average House Hold Size2.662.642.60
Medial Age40.6536.5335.46
Median House Hold Income$76,635$49,847$48,276
Average House Hold Income$89,661$70,032$63,629
P C I$33,709$26,569$24,529
M D I$61,724$42,210$41,133
A T H E$65,826$54,185$50,898
S T R8.00%4.00%
W C J81.66%81.55%77.74%
(Zip) Code
14526

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/14/2025. Provided courtesy of Keller Williams Realty Greater Rochester via Buffalo MLS. Information deemed reliable but not guaranteed.