CCertihomes
3981 Griffiths Bay Road, Ellery, NY 14712

$849,000

4 beds 3 baths 1,539 sqft Built 19494 days on marketActive

About this home

Welcome to this newly renovated lakefront retreat! Nestled on a serene 0.565 acre lot w/85ft. of picturesque lakefront, this property offers the perfect blend of tranquility & modern convenience. It's an ideal getaway or a investment opportunity, combining the charm of a cozy cottage w/contemporary amenities. The main house includes 3 bedrooms & 1 bathroom, featuring hot water baseboard heating & an electric hot water heater installed in 2015. The studio space is equipped w/electric heat. The property has been updated w/3 new electric circuit breaker panels, & the foundation is a crawl space w/slab & spray foam insulation. The exterior boasts cedar shingle siding, repainted in 2022, while the interior offers a wood-burning fireplace in the living room, flanked by built in bookcases. Adjacent to the main house is a 3 car garage w/an apartment above. the apartment is heated by forced air gas furnace. A glass railed balcony w/spiral staircase leads to the yard, adding to its charm. The property is serviced by a private well, w/equipment and a chlorinator installed in 2024, & connects to a public sewer system. Both buildings have asphalt roofs, replaced in 2022 & 2024, respectively. Additional features include 2 large decks & a glass railed balcony. The flooring throughout the property comprises a combination of tile, luxury vinyl plank & carpet. Included in the sale are 2 electric stoves, 2 refrigerators, 2 dishwashers, 1 washer, 1 electric dryer, 2 microwaves, 2 furnaces & 3 hot water tanks, well equipment (excluding rented water filter), light fixtures, some furnishings (excluding personal items) & landscaping are also part of the offering. Situated on a private, dead end, level lot, this property has significant rental potential, suitable for short term rentals. Please note, a dock is not included. This charming lakefront property provides a unique blend of peace & modern amenities, perfect for creating lasting memories or generating rental income. Enjoy the beauty & serenity of lakefront living!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,118/mo

Real estate (PITI + HOA + PMI)
$5,752
Principal + interest$3,851
Property tax + insurance$1,583
PMI / 2nd mortgage$318
Utilities
$1,145
Heating + cooling$403
Internet + TV + phone$173
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$173
$6,118/mo TLC
Budget$6,618/mo
Remaining after TLC$500/mo
Purchase price
$849,000
Down payment
$42,450 (5%)
Loan amount
$806,550
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1949
Lot size
0.1473 ac
Stories
2
Heating
Electric, Gas, Baseboard, ForcedAir, HotWater
Cooling
Water
Well
HOA
Annual tax
$9,154
MLS #
R1630136
County
Chautauqua

At a glance

Fireplace
Garage (3)
Waterfront

Home features

Appliances
DishwasherElectricWaterHeaterGasOvenGasRangeRefrigerator
Interior
CathedralCeilingsEatInKitchenGuestAccommodationsPartiallyFurnishedBedroomOnMainLevel
Exterior
BalconyDeckFenceGravelDrivewayPrivateYardSeeRemarks
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, LuxuryVinyl, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

CulDeSac, IrregularLot, ResidentialLot, Secluded

Neighborhood — 14712

MetricThis ZIPCountyUSA
Population2,48219,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density80395
Male1,2109,381,926147,432,321
Female1,2729,969,168151,655,844
Never Married3124,946,39163,775,926
Married1,3017,166,701123,120,365
Separated871,159,67312,639,686
Widowed2181,110,24515,467,586
Divorced1641,210,44823,075,029
Number Of House Hold9537,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age46.4936.5335.46
Median House Hold Income$49,607$49,847$48,276
Average House Hold Income$57,773$70,032$63,629
P C I$22,183$26,569$24,529
M D I$41,973$42,210$41,133
A T H E$48,180$54,185$50,898
S T R8.00%4.00%
W C J78.66%81.55%77.74%
(Zip) Code
14712

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Real Estate Advantage via Buffalo MLS. Information deemed reliable but not guaranteed.