CCertihomes
139 Oswego Avenue, Sullivan, NY 13032

$149,900

2 beds 1 baths 651 sqft Built 19504 days on marketActive

About this home

Oneida Lake Life Year-Round Retreat! This updated 2-Bedroom Cottage in Chittenango School District is nestled in the heart of the Oneida Lake community. Water access & ability to put a dock and boat in with low annual fees through the Lake Oneida Beach Property Owners Association. (www.lobpoa.com/home) Take advantage of the MANY upgrades the owner has done; New Roof w/Warranty, New Mini Splits (Heating & Cooling), New Flooring, all New Appliances, New Blinds, & New Bathroom Vanity, just to name a few. One level living with plenty of parking, a shed for storage, an enclosed front porch, & screened patio in back, all just steps away from Oneida Lake. Opportunities are endless for outdoor recreation from kayaking & boating to ice fishing in the winter. This charming cottage combines the tranquility of lakeside living with the convenience of modern upgrades. Whether you’re looking for a weekend getaway, a downsized primary residence, or an Airbnb investment property, this home delivers unparalleled value. Don’t miss your chance to own this turnkey lakeside haven!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,766/mo

Real estate (PITI + HOA + PMI)
$1,393
Principal + interest$962
Property tax + insurance$372
HOA$3
PMI / 2nd mortgage$56
Utilities
$681
Heating + cooling$191
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,766/mo TLC
Budget$5,000/mo
Remaining after TLC$3,234/mo
Purchase price
$149,900
Down payment
$7,495 (5%)
Loan amount
$142,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1950
Lot size
0.14 ac
Stories
1
Heating
Ductless, Electric, Gas, WallFurnace
Cooling
Ductless, WallUnits
Water
Connected, Public
HOA
$40 / Annually
Annual tax
$2,495
MLS #
S1629909
County
Madison

At a glance

Air conditioning

Home features

Appliances
DryerExhaustFanElectricWaterHeaterGasOvenGasRangeRefrigeratorRangeHoodWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomSlidingGlassDoorsBedroomOnMainLevel
Exterior
GravelDrivewayPorch
Parking
NoGarage
Flooring
LuxuryVinyl
Roof
Metal, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Middle
Chittenango Middle
High
Chittenango High

Neighborhood — 13032

MetricThis ZIPCountyUSA
Population15,24719,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density181395
Male7,5119,381,926147,432,321
Female7,7369,969,168151,655,844
Never Married2,8774,946,39163,775,926
Married6,9497,166,701123,120,365
Separated6101,159,67312,639,686
Widowed8771,110,24515,467,586
Divorced1,2201,210,44823,075,029
Number Of House Hold5,5537,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age39.4836.5335.46
Median House Hold Income$46,544$49,847$48,276
Average House Hold Income$53,479$70,032$63,629
P C I$20,076$26,569$24,529
M D I$40,005$42,210$41,133
A T H E$45,704$54,185$50,898
S T R8.00%4.00%
W C J78.17%81.55%77.74%
(Zip) Code
13032

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Real Broker NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.