CCertihomes
8461 W Thomas Street, Rome, NY 13440

$199,900

4 beds 1 baths 1,535 sqft Built 19590 days on marketActive

About this home

Welcome to this beautifully updated 4 bedroom Cape Cod, perfectly nestled on a spacious lot just minutes from the City of Rome. The house is set back from the road and has a wooded backyard for added privacy. This inviting home offers the ideal blend of classic charm and modern updates. Step inside to find a well designed living space, featuring new flooring, and a tastefully updated bathroom complete with a luxurious jetted tub, perfect for unwinding after a long day. Outdoors, you'll love the expansive park-like yard ideal for entertaining, gardening, or simply enjoying the peaceful surroundings The home also boasts a newer roof and large two stall garage. The garage comes with a loft that provides ample storage and workspace. Whether you are looking for a quiet retreat close to the city or a property with room to grow, this charming home checks all the boxes!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,453/mo

Real estate (PITI + HOA + PMI)
$1,855
Principal + interest$1,283
Property tax + insurance$497
PMI / 2nd mortgage$75
Utilities
$1,163
Heating + cooling$432
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,453/mo TLC
Budget$5,000/mo
Remaining after TLC$2,547/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1959
Lot size
0.74 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$3,049
MLS #
S1630740
County
Oneida

At a glance

Garage (2)

Home features

Appliances
DryerElectricOvenElectricRangePropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomJettedTubMainLevelPrimary
Exterior
BlacktopDrivewayPropaneTankLeased
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Metal, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Coldwell Banker Faith Properties R via Buffalo MLS. Information deemed reliable but not guaranteed.