CCertihomes
49 Center Street, Oneonta, NY 13820

$1,150

1 beds 1 baths 600 sqft Built 19811 days on marketActive

About this home

Situated in a historic victorian brick building, this 600 sf, clean one bedroom apartment is available OCTOBER 1st, 2025. In addition to the large bedroom (with two closets), the living room is spacious with a nook that would make a great study or den area. The bathroom and kitchen are clean and well-maintained. The apartment has been freshly painted and will be professionally cleaned prior to move-in. Oak wood floors and large windows brighten the space. A washer and dryer are available in the common area at no charge to the tenants. Additionally, dogs are welcome, pending application, approval, and pet deposit. An assigned lockable storage unit is available in the basement at no extra charge. Situated on one of the largest grassy lawns in the city, there's plenty of space to take a book and read in the backyard or sit on the covered front porch which is available to all residents. The landlord includes garbage removal, lawn care, snow removal, water, and sewer, and maintenance of the common areas. The tenant is responsible for electricity, gas, and internet. There are stairs to the unit from the front and the back of the house. This unit is on the 3rd floor. Plenty of on-street parking available. The owner and landlord is a licensed real estate sales person. Please review the virtual tour prior to requesting a showing. A minimum credit score of 620 is required of the applicant to rent this unit. Not listed on Craigslist. Please flag any such listing as a scam. Application link: https://invite.baselane.com/ycku3e88

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$464/mo

Real estate (PITI + HOA + PMI)
$35
Principal + interest$7
Property tax + insurance$28
Utilities
$675
Heating + cooling$188
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$464/mo TLC
Budget$5,000/mo
Remaining after TLC$4,536/mo
Purchase price
$1,150
Down payment
$58 (5%)
Loan amount
$1,093
APR
7.15%

Quick facts

Type
Apartment
Style
Year built
1981
Lot size
0.51 ac
Stories
0
Heating
WallFurnace
Cooling
Water
HOA
Annual tax
MLS #
R1629726
County
Otsego

Home features

Interior
SeparateFormalLivingRoom
Parking
OnStreetNoDriveway

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Listing information last refreshed 8/14/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.