CCertihomes
704 Reservoir Street, Elmira City, NY 14905

$169,900

3 beds 1 baths 1,596 sqft Built 19350 days on marketActive

About this home

Adorable bungalow with modern updates! Charming and move-in ready, this great home offers the perfect blend of classic character and modern comfort. Featuring newer vinyl siding, a new roof, and some updated vinyl windows, the exterior is low-maintenance and shines with great curb appeal. Inside you will find a new hot water heater, hardwood floors, first-floor bedroom, and the convenience of first-floor laundry. The second floor has been completely remodeled and has all new paint & carpeting, providing fresh, stylish living space. Relax on the wonderful freshly painted covered front porch with new steps or enjoy the back deck and nice yard perfect for gardening, play, or entertaining. An attached 1-car garage completes this sweet package. This home is ready for its next chapter. Look, LOVE, Live!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,309/mo

Real estate (PITI + HOA + PMI)
$1,701
Principal + interest$1,090
Property tax + insurance$547
PMI / 2nd mortgage$64
Utilities
$1,161
Heating + cooling$431
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,309/mo TLC
Budget$5,000/mo
Remaining after TLC$2,691/mo
Purchase price
$169,900
Down payment
$8,495 (5%)
Loan amount
$161,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow, CapeCod
Year built
1935
Lot size
0.185 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,934
MLS #
R1630789
County
Chemung

At a glance

Basement
Garage (1)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomNaturalWoodworkBedroomOnMainLevel
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarage
Flooring
Carpet, Hardwood, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14905

MetricThis ZIPCountyUSA
Population7,44219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density1,735395
Male4,4329,381,926147,432,321
Female3,0119,969,168151,655,844
Never Married2,5364,946,39163,775,926
Married2,3397,166,701123,120,365
Separated5541,159,67312,639,686
Widowed4031,110,24515,467,586
Divorced5591,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age35.5336.5335.46
Median House Hold Income$44,817$49,847$48,276
Average House Hold Income$58,241$70,032$63,629
P C I$24,426$26,569$24,529
M D I$38,892$42,210$41,133
A T H E$48,308$54,185$50,898
S T R8.00%4.00%
W C J85.61%81.55%77.74%
(Zip) Code
14905

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.