CCertihomes
128 Garden Street, Geneva City, NY 14456

$199,900

3 beds 2 baths 1,127 sqft Built 19550 days on marketActive

About this home

Welcome home! This meticulously maintained 3 bedroom ranch boasts a large family room with vaulted ceilings and classic French doors leading out to the backyard deck and patio. Enjoy the central air throughout the Summer months and the 2 fireplaces in the Winter as well as the added square footage of the finished basement (which is not included in the tax records square footage, please see the attached floor plans for details). The home has had several updates since 2017, including but not limited to a new roof and updated kitchen in 2017 along with new doors on the ground floor bathroom and all 3 bedrooms. In 2024, a new water heater as well as new carpeting in the finished basement was installed. Located on the West side of Geneva, enjoy all the area has to offer being just a few minutes away from Hobart and William Smith colleges, shopping, restaurants, wineries, breweries and Seneca Lake State Park. Don't miss your opportunity to own this turnkey home, schedule your private tour today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,554/mo

Real estate (PITI + HOA + PMI)
$2,081
Principal + interest$1,283
Property tax + insurance$723
PMI / 2nd mortgage$75
Utilities
$908
Heating + cooling$302
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,554/mo TLC
Budget$5,000/mo
Remaining after TLC$2,446/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1955
Lot size
0.2152 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,961
MLS #
R1630702
County
Ontario

At a glance

Air conditioning
Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherExhaustFanElectricOvenElectricRangeFreezerGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
CeilingFansCathedralCeilingsSeparateFormalDiningRoomBedroomOnMainLevelMainLevelPrimary
Exterior
AwningsBlacktopDrivewayDeckFencePatio
Parking
AttachedGarageDriveway
Flooring
Carpet, Hardwood, Laminate, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Schools

Elementary
Other - See Remarks
Middle
Geneva Middle
High
Geneva High

Neighborhood — 14456

MetricThis ZIPCountyUSA
Population22,22419,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density295395
Male10,7099,381,926147,432,321
Female11,5169,969,168151,655,844
Never Married6,1524,946,39163,775,926
Married8,3527,166,701123,120,365
Separated8161,159,67312,639,686
Widowed1,5181,110,24515,467,586
Divorced1,6711,210,44823,075,029
Number Of House Hold7,9987,102,016111,826,380
Average House Hold Size2.552.642.60
Medial Age35.9436.5335.46
Median House Hold Income$40,133$49,847$48,276
Average House Hold Income$49,495$70,032$63,629
P C I$18,962$26,569$24,529
M D I$34,961$42,210$41,133
A T H E$43,346$54,185$50,898
S T R7.13%4.00%
W C J78.33%81.55%77.74%
(Zip) Code
14456

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of The Young Agency via Buffalo MLS. Information deemed reliable but not guaranteed.