CCertihomes
57 River Street, Homer, NY 13077

$149,000

3 beds 1 baths 1,530 sqft Built 19000 days on marketActive

About this home

This charming two-story home in the heart of the Village of Homer offers comfortable living with modern updates throughout. Featuring three bedrooms and a fully renovated bathroom, the house also boasts an updated kitchen perfect for cooking and entertaining. All new flooring runs seamlessly through the entire home, complementing the fresh and clean feel. A brand new roof provides peace of mind, while the rear patio and fenced-in backyard create a private outdoor retreat—ideal for gatherings, pets, or relaxing in the fresh air.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,132/mo

Real estate (PITI + HOA + PMI)
$1,481
Principal + interest$956
Property tax + insurance$469
PMI / 2nd mortgage$56
Utilities
$1,231
Heating + cooling$466
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,132/mo TLC
Budget$5,000/mo
Remaining after TLC$2,868/mo
Purchase price
$149,000
Down payment
$7,450 (5%)
Loan amount
$141,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.09 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,254
MLS #
S1630829
County
Cortland

Home features

Appliances
GasCooktopGasWaterHeaterMicrowaveRefrigerator
Interior
EatInKitchen
Exterior
GravelDrivewayPatio
Parking
NoGarage
Flooring
Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13077

MetricThis ZIPCountyUSA
Population6,68919,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density97395
Male3,2289,381,926147,432,321
Female3,4609,969,168151,655,844
Never Married1,2624,946,39163,775,926
Married3,0847,166,701123,120,365
Separated2581,159,67312,639,686
Widowed3531,110,24515,467,586
Divorced4861,210,44823,075,029
Number Of House Hold2,4587,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age38.8436.5335.46
Median House Hold Income$46,965$49,847$48,276
Average House Hold Income$62,235$70,032$63,629
P C I$23,533$26,569$24,529
M D I$40,174$42,210$41,133
A T H E$50,705$54,185$50,898
S T R8.00%4.00%
W C J72.70%81.55%77.74%
(Zip) Code
13077

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Berkshire Hathaway HomeServices Heritage Realty via Buffalo MLS. Information deemed reliable but not guaranteed.