CCertihomes
2424 Oakwood Terrace, Allegany, NY 14706

$325,000

4 beds 3 baths 2,622 sqft Built 19771 days on marketActive

About this home

Welcome to this beautifully maintained 4-bedroom, 3-bath home nestled on 1.2 peaceful acres, featuring a tranquil pond and a wooded backdrop that offers both privacy and natural beauty. Thoughtfully designed for multi-generational living, the home includes a spacious, handicap-accessible in-law suite on the first floor. This comfortable lower-level retreat offers a private bedroom, full bath with a walk-in shower, cozy living area, kitchenette, and its own laundry—providing independence and convenience for extended family or guests. Upstairs, you’ll find three generously sized bedrooms, including a primary suite with its own private bath. The heart of the home is a large, eat-in kitchen that opens to a formal dining room, where sliding glass doors lead to an oversized deck—perfect for entertaining or enjoying peaceful views of the surrounding landscape. The dining room flows into a warm and inviting living room, centered around a beautiful fireplace with a gas insert, creating the ideal space for relaxing evenings. Equipped with Central Air Conditioning on both levels, tons of storage space throughout! An oversized two-car garage offers not only ample parking but also an expansive workshop and storage area in the back, perfect for hobbies or additional space needs. The fully fenced-in yard enhances privacy and provides a secure area for pets or play. With central air conditioning, abundant storage throughout, and a layout that blends comfort, function, and natural surroundings, this home truly has it all.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,036/mo

Real estate (PITI + HOA + PMI)
$3,150
Principal + interest$2,085
Property tax + insurance$943
PMI / 2nd mortgage$122
Utilities
$1,833
Heating + cooling$767
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,036/mo TLC
Budget$5,000/mo
Remaining after TLC$964/mo
Purchase price
$325,000
Down payment
$16,250 (5%)
Loan amount
$308,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
RaisedRanch
Year built
1977
Lot size
1.2 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$6,511
MLS #
R1630605
County
Cattaraugus

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
EatInKitchenSeparateFormalLivingRoomCountryKitchenPantrySeeRemarksBedroomOnMainLevelInLawFloorplanMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, Varies, Vinyl
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot, Wooded

Neighborhood — 14706

MetricThis ZIPCountyUSA
Population6,86119,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density88395
Male3,3219,381,926147,432,321
Female3,5409,969,168151,655,844
Never Married1,8654,946,39163,775,926
Married2,8207,166,701123,120,365
Separated3621,159,67312,639,686
Widowed3871,110,24515,467,586
Divorced4361,210,44823,075,029
Number Of House Hold2,2357,102,016111,826,380
Average House Hold Size2.632.642.60
Medial Age33.7136.5335.46
Median House Hold Income$41,150$49,847$48,276
Average House Hold Income$48,358$70,032$63,629
P C I$16,850$26,569$24,529
M D I$35,841$42,210$41,133
A T H E$42,768$54,185$50,898
S T R8.00%4.00%
W C J80.94%81.55%77.74%
(Zip) Code
14706

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Premier Listings Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.