CCertihomes
502 Binsse Street, Watertown City, NY 13601

$78,500

3 beds 1 baths 1,044 sqft Built 19000 days on marketActive

About this home

This 3-bedroom, 1-bath two-story home offers 1, 044 sq ft of living space on a 0.092-acre lot, with all bedrooms and the full bath located upstairs. The property includes an unfinished basement, a driveway, and a front porch that could use structural strengthening. The roof will also require some repairs, making this a great opportunity for buyers looking to add value. Conveniently located near public amenities such as Thompson Park, Flower Library, Samaritan Medical Center, and local schools, with CitiBus stops and downtown attractions just minutes away.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,346/mo

Real estate (PITI + HOA + PMI)
$826
Principal + interest$504
Property tax + insurance$293
PMI / 2nd mortgage$29
Utilities
$915
Heating + cooling$308
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,346/mo TLC
Budget$5,000/mo
Remaining after TLC$3,654/mo
Purchase price
$78,500
Down payment
$3,925 (5%)
Loan amount
$74,575
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.0918 ac
Stories
2
Heating
Electric
Cooling
WindowUnits
Water
NotConnected, Public
HOA
Annual tax
$2,160
MLS #
B1630759
County
Jefferson

At a glance

Air conditioning
Basement

Home features

Appliances
ConvectionOvenDishwasherElectricCooktopMicrowaveWasher
Interior
CeilingFansStorageSolidSurfaceCounters
Exterior
ConcreteDriveway
Parking
NoGarage
Flooring
Varies, Vinyl
Roof
Composition

Lot features

ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of The Greene Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.