CCertihomes
509 Plum Avenue, Watertown City, NY 13601

$129,000

4 beds 2 baths 1,200 sqft Built 18800 days on marketActive

About this home

Why rent when you can own! This home offers 4 bedrooms, 1 1/2 bathe, large dining and living room, and much more! Plenty of room to play or entertain in the large back yard, that also offers a mature pine tree to give you shade on those hot days! Need storage? the double shed has plenty of room for that as well! Seller has recently put in new new flooring, fresh paint, several new windows and new appliances. Make an appt and come see this one today

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,755/mo

Real estate (PITI + HOA + PMI)
$1,212
Principal + interest$828
Property tax + insurance$336
PMI / 2nd mortgage$48
Utilities
$999
Heating + cooling$350
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,755/mo TLC
Budget$5,000/mo
Remaining after TLC$3,245/mo
Purchase price
$129,000
Down payment
$6,450 (5%)
Loan amount
$122,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1880
Lot size
0.21 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,051
MLS #
S1630739
County
Jefferson

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeGasWaterHeaterRefrigerator
Interior
CountryKitchenBedroomOnMainLevel
Exterior
BlacktopDrivewayDeck
Parking
NoGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Bayview Shores Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.