CCertihomes
44 Water Street, Starkey, NY 14837

$174,900

4 beds 3 baths 1,736 sqft Built 19001 days on marketActive

About this home

Updated two-unit home in the Village of Dundee with modern, low-maintenance upgrades—new siding, windows, and flooring throughout. Unit 1 offers a renovated kitchen, generous living room, two bedrooms, a large bath, and in-unit laundry. Unit 2 features a spacious kitchen, dining room, two bedrooms, two full baths, and its own washer. Convenient village location close to Dundee Central School, the public library, and Main Street amenities. Short drive to Watkins Glen, Penn Yan, Seneca and Keuka Lake attractions, wineries, parks, and year-round recreation. Flexible layout for a range of living or investment strategies—great option for rental income or owner-occupant with an additional unit.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,244/mo

Real estate (PITI + HOA + PMI)
$1,619
Principal + interest$1,122
Property tax + insurance$431
PMI / 2nd mortgage$66
Utilities
$1,189
Heating + cooling$440
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,244/mo TLC
Budget$5,000/mo
Remaining after TLC$2,756/mo
Purchase price
$174,900
Down payment
$8,745 (5%)
Loan amount
$166,155
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1900
Lot size
0.2443 ac
Stories
0
Heating
Gas, WallFurnace
Cooling
Water
Connected, Public
HOA
Annual tax
$2,428
MLS #
R1630646
County
Yates

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Parking
PavedTwoOrMoreSpaces
Flooring
Laminate, LuxuryVinyl, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14837

MetricThis ZIPCountyUSA
Population3,92019,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density50395
Male1,9169,381,926147,432,321
Female2,0049,969,168151,655,844
Never Married6804,946,39163,775,926
Married1,8247,166,701123,120,365
Separated1211,159,67312,639,686
Widowed2671,110,24515,467,586
Divorced3241,210,44823,075,029
Number Of House Hold1,4607,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age42.1436.5335.46
Median House Hold Income$37,522$49,847$48,276
Average House Hold Income$51,587$70,032$63,629
P C I$19,676$26,569$24,529
M D I$32,897$42,210$41,133
A T H E$44,574$54,185$50,898
S T R8.00%4.00%
W C J79.58%81.55%77.74%
(Zip) Code
14837

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/14/2025. Provided courtesy of Real Broker NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.