CCertihomes
25835 Moffatt Road, Lyme, NY 13634

$120,000

2 beds 1 baths 610 sqft Built 19750 days on marketActive

About this home

Private Waterfront Camp for Sale – Your Peaceful Wildlife Wonderland Awaits! This private waterfront camp on Guffin’s Creek is a nature lover’s dream! Situated on .14 acres (50 feet waterfront), this peaceful hideaway offers a front-row seat to wildlife—watch ducks drift by, eagles soar overhead, and blue herons perch gracefully on the dock. Deer and wild turkeys often wander through, adding to the magic of this tranquil setting. Take the brand-new steps down to the water and enjoy your paradise from the dock, which comes equipped with a KayaArm kayak launching system! From here, it’s just a short boat ride to Guffin’s Bay and beyond! The camp features a 2017 Grand Design camper set on a crushed stone pad, with an additional crushed stone parking area for convenience. The camper sleeps up to 10 people and combines rustic charm with modern comfort including; dual recliners in front of a fireplace and flat-screen TV, A spacious shower and full bath, Air conditioning for warm summer days, heat for colder temps, Plenty of interior storage space, and a bunk area with a couch that folds into king sized sleeping area Outside, you'll find the soft-top canopy gazebo by the water’s edge, an outdoor kitchen area—complete with a microwave and space for a mini fridge. A storage shed is also included for extra gear and solar powered security cameras help you keep an eye on your camp, even when away. The yard is fully fenced, giving pets the freedom to roam safely. This camp is accessed via a deeded right of way across a field, giving you the privacy you crave without the crowded lakefront feel. Plus, reasonable taxes and zoning as a manufactured home mean there’s potential to build something more permanent down the road. *Info not guaranteed: new owners should check with the Town of Lyme for all rules and regulations before making plans or offers*. Your private getaway is waiting! Don’t miss the chance to own this waterfront gem where relaxation, recreation, and wildlife come together in harmony.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,349/mo

Real estate (PITI + HOA + PMI)
$963
Principal + interest$770
Property tax + insurance$148
PMI / 2nd mortgage$45
Utilities
$679
Heating + cooling$190
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,349/mo TLC
Budget$5,000/mo
Remaining after TLC$3,651/mo
Purchase price
$120,000
Down payment
$6,000 (5%)
Loan amount
$114,000
APR
7.15%

Quick facts

Type
Agriculture
Style
Other, SeeRemarks
Year built
1975
Lot size
0.1435 ac
Stories
1
Heating
Electric, Propane, ForcedAir
Cooling
CentralAir
Water
Other, SeeRemarks
HOA
Annual tax
$175
MLS #
S1630535
County
Jefferson

At a glance

Air conditioning
Waterfront

Home features

Appliances
BuiltInRefrigeratorElectricWaterHeaterFreezerGasOvenGasRangeMicrowavePropaneWaterHeater
Interior
EatInKitchenFurnished
Exterior
AwningsDockFullyFencedPatioSeeRemarksPropaneTankOwned
Parking
NoDriveway
Roof
Other, SeeRemarks
Sewer
SepticTank

Lot features

IrregularLot, Other, RuralLot, Secluded, SeeRemarks, Wooded, Level, StreamCreek

Neighborhood — 13634

MetricThis ZIPCountyUSA
Population6,33519,351,094299,088,112
Population Change Since199024.00%8.00%20.00%
Population Density139395
Male3,0599,381,926147,432,321
Female3,2769,969,168151,655,844
Never Married1,0974,946,39163,775,926
Married2,9997,166,701123,120,365
Separated1861,159,67312,639,686
Widowed2841,110,24515,467,586
Divorced4351,210,44823,075,029
Number Of House Hold2,2437,102,016111,826,380
Average House Hold Size2.812.642.60
Medial Age37.6336.5335.46
Median House Hold Income$42,986$49,847$48,276
Average House Hold Income$45,411$70,032$63,629
P C I$16,174$26,569$24,529
M D I$37,161$42,210$41,133
A T H E$41,070$54,185$50,898
S T R7.75%4.00%
W C J79.85%81.55%77.74%
(Zip) Code
13634

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of NNY Homes Inc via Buffalo MLS. Information deemed reliable but not guaranteed.