CCertihomes
595 South Side Road, Russia, NY 13324

$289,900

7 beds 4 baths 1,152 sqft Built 19500 days on marketActive

About this home

Discover a truly unique opportunity at 595 South Shore Road in scenic Cold Brook, NY—your gateway to carefree lake living without the lakefront tax bill! This remarkable property offers a rare combination of privacy, recreation, and versatility, with direct access to the renowned Hinckley Reservoir via a renewable annual permit that extends your use of the land behind the property right to the water’s edge. Set on a .59 acre lot, the property features three furnished cabins, each offering rustic Adirondack charm and flexible use—perfect for hosting friends, creating a rental income stream, or establishing your own lakeside retreat compound. A 2-stall garage, currently outfitted with a full bar, creates an ideal space for entertaining after a day on the water. A separate kitchen shed provides additional cooking and prep options, making outdoor gatherings a breeze, while the bath house adds essential convenience for guests. Two of the cabins have 2 bedrooms and the third has 3 bedrooms. Each cabin has a kitchen/dining room/ living room combo and half bath. This is a property designed for enjoyment and connection—whether you’re launching kayaks, fishing at sunrise, gathering around a fire pit under the stars, or simply relaxing on a quiet afternoon. The permit to use the land behind the property is a game-changer, granting you water access and a true lakeside lifestyle without the high waterfront tax assessments. Whether you envision it as a seasonal getaway, a base for outdoor adventures, or a one-of-a-kind camp, 595 South Shore Road delivers the charm of lake life with unmatched value. Here, your summers can be filled with boating, swimming, and barbecues—and your winters with snowmobiling, ice fishing, and potentially cozy cabin nights. Opportunities like this are rare—secure your slice of Hinckley Reservoir living today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,846/mo

Real estate (PITI + HOA + PMI)
$2,380
Principal + interest$1,860
Property tax + insurance$411
PMI / 2nd mortgage$109
Utilities
$955
Heating + cooling$322
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$2,846/mo TLC
Budget$5,000/mo
Remaining after TLC$2,154/mo
Purchase price
$289,900
Down payment
$14,495 (5%)
Loan amount
$275,405
APR
7.15%

Quick facts

Type
Cabin
Style
Bungalow
Year built
1950
Lot size
0.59 ac
Stories
1
Heating
Electric, Other, SeeRemarks, None
Cooling
Other, SeeRemarks
Water
Well
HOA
Annual tax
$1,251
MLS #
S1629309
County
Herkimer

At a glance

Garage (2)

Home features

Appliances
DryerElectricCooktopElectricWaterHeaterRefrigerator
Interior
CeilingFansFurnishedGuestAccommodationsOtherSeeRemarksBarNaturalWoodworkBedroomOnMainLevel
Exterior
AwningsBarbecueDirtDrivewayDeckGravelDrivewayPrivateYardSeeRemarks
Parking
DetachedElectricityGarageWaterAvailableDriveway
Flooring
Varies, Vinyl
Roof
Metal
Sewer
SepticTank

Lot features

AdjacentToPublicLand, Other, Rectangular, RectangularLot, RuralLot, SeeRemarks, LakeFront, Level

Neighborhood — 13324

MetricThis ZIPCountyUSA
Population1,24619,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density5395
Male6489,381,926147,432,321
Female5989,969,168151,655,844
Never Married2384,946,39163,775,926
Married5827,166,701123,120,365
Separated461,159,67312,639,686
Widowed551,110,24515,467,586
Divorced1011,210,44823,075,029
Number Of House Hold4707,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age38.4136.5335.46
Median House Hold Income$31,828$49,847$48,276
Average House Hold Income$42,671$70,032$63,629
P C I$16,114$26,569$24,529
M D I$28,683$42,210$41,133
A T H E$39,450$54,185$50,898
S T R8.00%4.00%
W C J84.09%81.55%77.74%
(Zip) Code
13324

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Benn Realty-Remsen via Buffalo MLS. Information deemed reliable but not guaranteed.