CCertihomes
503 N Harpersfield Road, Jefferson, NY 12197

$399,000

3 beds 2 baths 1,620 sqft Built 20081 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,186/mo

Real estate (PITI + HOA + PMI)
$3,717
Principal + interest$2,560
Property tax + insurance$1,007
PMI / 2nd mortgage$150
Utilities
$1,061
Heating + cooling$384
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$4,186/mo TLC
Budget$5,000/mo
Remaining after TLC$814/mo
Purchase price
$399,000
Down payment
$19,950 (5%)
Loan amount
$379,050
APR
7.15%

Quick facts

Type
MobileHome
Style
MobileHome
Year built
2008
Lot size
46.69 ac
Stories
1
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$7,000
MLS #
R1630762
County
Schoharie

At a glance

Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenDishwasherElectricCooktopElectricWaterHeaterMicrowaveRefrigerator
Interior
CountryKitchen
Exterior
DirtDriveway
Parking
DetachedGarage
Flooring
Carpet, Laminate, Varies, Vinyl
Sewer
SepticTank

Lot features

Agricultural, IrregularLot

Neighborhood — 12197

MetricThis ZIPCountyUSA
Population2,12419,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density32395
Male1,0099,381,926147,432,321
Female1,1159,969,168151,655,844
Never Married3894,946,39163,775,926
Married9447,166,701123,120,365
Separated941,159,67312,639,686
Widowed2001,110,24515,467,586
Divorced1511,210,44823,075,029
Number Of House Hold8257,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age40.3036.5335.46
Median House Hold Income$33,999$49,847$48,276
Average House Hold Income$39,401$70,032$63,629
P C I$15,304$26,569$24,529
M D I$30,223$42,210$41,133
A T H E$37,533$54,185$50,898
S T R8.00%4.00%
W C J83.66%81.55%77.74%
(Zip) Code
12197

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.