CCertihomes
820 Sherman Street, Watertown City, NY 13601

$204,900

3 beds 2 baths 1,616 sqft Built 18901 days on marketActive

About this home

Welcome to this well-maintained 3-bedroom, 2 full bath home located just a short drive from Fort Drum and all the conveniences of Watertown. Perfectly situated on a generous lot, this property features a spacious yard—ideal for outdoor gatherings, gardening, or simply enjoying the open space. Step inside to find a bright and functional kitchen with plenty of cabinet space for all your storage needs. The layout offers comfortable living with spacious bedrooms and full bathrooms on each level, providing flexibility and ease of living. Additional features include a 1-stall garage, perfect for parking or extra storage.This move-in ready home is a must-see. Schedule your private tour today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,619/mo

Real estate (PITI + HOA + PMI)
$1,990
Principal + interest$1,315
Property tax + insurance$598
PMI / 2nd mortgage$77
Utilities
$1,229
Heating + cooling$465
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,619/mo TLC
Budget$5,000/mo
Remaining after TLC$2,381/mo
Purchase price
$204,900
Down payment
$10,245 (5%)
Loan amount
$194,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
0.2273 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,180
MLS #
S1629051
County
Jefferson

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DishwasherElectricCooktopGasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomEatInKitchen
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Marble Key Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.