CCertihomes
7527 State Highway 7, Maryland, NY 12116

$189,000

6 beds 3 baths 3,020 sqft Built 18901 days on marketActive

About this home

This Victorian is waiting for you to finish the renovations! This spacious 6-bedroom, 3-bath home offers over 2, 600 sq ft of character-filled living space with original woodwork, high ceilings, and large rooms throughout. Built in 1890, the home features hardwood flooring and original woodwork throughout. The center hall layout has flexible living areas including a family room with built-ins and a formal living room with fireplace that has been converted into an area for a pellet stove (currently not installed). There is a first floor bedroom with full bath, pocket doors and with a separate entrance. This could also be used for a formal dining room if needed. Upstairs you'll find 5 additional bedrooms, included in the count is the primary with a full bath all with hardwood floors and closet space along with an additional hall bathroom and walk up attic. Updates include a newer roof, furnace, and water heater (all within the last 3 years). Outside, enjoy a large wrap-around porch, a two-car garage, an area for basket ball and a nice yard to entertain or enjoy the outdoors. There is an existing cement slab which could be used for an additional outbuilding if needed! There is finishing work to be done and upgrade to your taste. Come finish what the current owner started for your primary home or investment property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,779/mo

Real estate (PITI + HOA + PMI)
$1,822
Principal + interest$1,213
Property tax + insurance$538
PMI / 2nd mortgage$71
Utilities
$1,879
Heating + cooling$793
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,779/mo TLC
Budget$5,000/mo
Remaining after TLC$2,221/mo
Purchase price
$189,000
Down payment
$9,450 (5%)
Loan amount
$179,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory, Victorian
Year built
1890
Lot size
1.11 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$2,901
MLS #
R1628025
County
Otsego

At a glance

Fireplace
Garage (2)

Home features

Appliances
DryerDishwasherExhaustFanGasOvenGasRangeMicrowavePropaneWaterHeaterRefrigeratorRangeHoodWasher
Interior
SeparateFormalDiningRoomSeparateFormalLivingRoomKitchenIslandBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

CornerLot, IrregularLot

Neighborhood — 12116

MetricThis ZIPCountyUSA
Population93319,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density26395
Male4549,381,926147,432,321
Female4809,969,168151,655,844
Never Married1724,946,39163,775,926
Married3967,166,701123,120,365
Separated1041,159,67312,639,686
Widowed791,110,24515,467,586
Divorced431,210,44823,075,029
Number Of House Hold3037,102,016111,826,380
Average House Hold Size2.682.642.60
Medial Age41.9436.5335.46
Median House Hold Income$42,120$49,847$48,276
Average House Hold Income$53,224$70,032$63,629
P C I$18,808$26,569$24,529
M D I$36,730$42,210$41,133
A T H E$45,615$54,185$50,898
S T R8.00%4.00%
W C J80.83%81.55%77.74%
(Zip) Code
12116

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.