CCertihomes
1686 Amerman Road, Skaneateles, NY 13152

$995,000

2 beds 1 baths 1,297 sqft Built 19592 days on marketActive

About this home

Down a quiet road, tucked within a secluded cove on the west side of Skaneateles Lake, this true waterfront bungalow sits directly on the water’s edge, so close it feels as though you’re living on the lake itself. Expansive sliding glass doors open to a three-tiered deck that seems to hover just above the surface, framing uninterrupted 180-degree views to the north, south, and east. By day, watch eagles glide across the sky, sometimes diving for fish right in front of you. By night, enjoy the soft glow of the village lights shimmering in the distance. With neighbors set high above, the shoreline here remains blissfully private. Life here flows effortlessly between the indoors and the water. Mornings begin with coffee on the dock as the lake mirrors the first light of day. Afternoons bring boating adventures, bass fishing from the shore, or gliding across the water by kayak. For the adventurous, there is water skiing and paddleboarding. For those seeking quiet, a sunset paddle into the cove offers unmatched serenity. Evenings are for alfresco dining on the deck, fireside conversations, and falling asleep to the gentle rhythm of waves just outside your door. Inside, the design is simple, intentional, and anchored by the lake itself. The primary bedroom wakes to sweeping water views each morning, while the secondary bedroom enjoys its own private deck, a secluded spot for reflection or an early cup of coffee. Two docks provide space for both leisure and recreation, while 100 feet of private shale beach invites swimming, barefoot walks, or launching a canoe right from your property. This is more than a lake house. It is a rare, on-the-water lifestyle where every day begins and ends with the beauty of Skaneateles Lake at your doorstep.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$6,933/mo

Real estate (PITI + HOA + PMI)
$6,668
Principal + interest$4,513
Property tax + insurance$1,782
PMI / 2nd mortgage$373
Utilities
$1,059
Heating + cooling$363
Internet + TV + phone$167
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$167
$6,933/mo TLC
Budget$7,433/mo
Remaining after TLC$500/mo
Purchase price
$995,000
Down payment
$49,750 (5%)
Loan amount
$945,250
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Bungalow
Year built
1959
Lot size
0.33 ac
Stories
2
Heating
Propane
Cooling
WindowUnits
Water
Lake, River
HOA
Annual tax
$10,098
MLS #
S1627984
County
Onondaga

At a glance

Air conditioning
Waterfront

Home features

Appliances
DryerElectricOvenElectricRangeMicrowavePropaneWaterHeaterRefrigeratorWasher
Interior
BreakfastBarEatInKitchenSeparateFormalLivingRoomPullDownAtticStairsPartiallyFurnishedQuartzCountersSlidingGlassDoorsBedroomOnMainLevel
Exterior
DeckDockGravelDrivewaySeeRemarksPropaneTankLeased
Parking
NoGarage
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt, Shingle
Sewer
HoldingTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13152

MetricThis ZIPCountyUSA
Population5,75919,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density85395
Male2,8429,381,926147,432,321
Female2,9179,969,168151,655,844
Never Married9134,946,39163,775,926
Married3,0087,166,701123,120,365
Separated1381,159,67312,639,686
Widowed3531,110,24515,467,586
Divorced3001,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age43.7136.5335.46
Median House Hold Income$61,721$49,847$48,276
Average House Hold Income$86,889$70,032$63,629
P C I$34,641$26,569$24,529
M D I$51,082$42,210$41,133
A T H E$63,411$54,185$50,898
S T R8.00%4.00%
W C J82.22%81.55%77.74%
(Zip) Code
13152

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Michael DeRosa Exchange via Buffalo MLS. Information deemed reliable but not guaranteed.