CCertihomes
1559 Taylor Avenue, Utica, NY 13501

$199,900

6 beds 2 baths 2,304 sqft Built 19250 days on marketActive

About this home

This beautifully maintained two-family home features spacious 3-bedroom, 1-bath, living and dining rooms on each floor. Utilities are separate for each unit (excluding water) Recent updates include a newer furnace and hot water tank, an upgraded garage, and a newly paved driveway. Whether you're looking to live in one unit and rent the other, or seeking a solid investment opportunity, this property offers versatility and long-term value.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,716/mo

Real estate (PITI + HOA + PMI)
$1,902
Principal + interest$1,283
Property tax + insurance$544
PMI / 2nd mortgage$75
Utilities
$1,595
Heating + cooling$648
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,716/mo TLC
Budget$5,000/mo
Remaining after TLC$2,284/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1925
Lot size
0.1148 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,211
MLS #
S1631054
County
Oneida

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Interior
CeilingFans
Parking
GarageTwoOrMoreSpaces
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13501

MetricThis ZIPCountyUSA
Population34,02319,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density3,886395
Male16,0739,381,926147,432,321
Female17,9509,969,168151,655,844
Never Married9,1824,946,39163,775,926
Married10,9627,166,701123,120,365
Separated1,8791,159,67312,639,686
Widowed3,3331,110,24515,467,586
Divorced2,2481,210,44823,075,029
Number Of House Hold13,1277,102,016111,826,380
Average House Hold Size2.462.642.60
Medial Age37.6036.5335.46
Median House Hold Income$26,836$49,847$48,276
Average House Hold Income$41,657$70,032$63,629
P C I$17,125$26,569$24,529
M D I$24,413$42,210$41,133
A T H E$38,505$54,185$50,898
S T R9.00%4.00%
W C J81.89%81.55%77.74%
(Zip) Code
13501

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/15/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.