CCertihomes
356 W Second Street, Elmira City, NY 14901

$132,000

5 beds 3 baths 2,560 sqft Built 18700 days on marketActive

About this home

Turnkey 3-Unit Investment – Elmira Fully occupied and producing steady income! Features a spacious 2-bedroom unit, a charming efficiency apartment, and another 2-bedroom unit—all with shared utilities. Tenant perks include a coin-operated laundry room, off-street parking, and a detached garage for storage. Prime location and ready for a new owner to start earning from day one.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,305/mo

Real estate (PITI + HOA + PMI)
$1,453
Principal + interest$847
Property tax + insurance$556
PMI / 2nd mortgage$50
Utilities
$1,621
Heating + cooling$661
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,305/mo TLC
Budget$5,000/mo
Remaining after TLC$2,695/mo
Purchase price
$132,000
Down payment
$6,600 (5%)
Loan amount
$125,400
APR
7.15%

Quick facts

Type
MultiFamily
Style
Triplex
Year built
1870
Lot size
0.198 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,959
MLS #
R1631053
County
Chemung

At a glance

Garage (2)

Home features

Appliances
GasWaterHeater
Parking
CommonGaragePavedTwoOrMoreSpaces
Flooring
Carpet, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 14901

MetricThis ZIPCountyUSA
Population18,49319,351,094299,088,112
Population Change Since1990-12.00%8.00%20.00%
Population Density506395
Male8,6549,381,926147,432,321
Female9,8389,969,168151,655,844
Never Married4,6664,946,39163,775,926
Married5,6757,166,701123,120,365
Separated1,6661,159,67312,639,686
Widowed1,4541,110,24515,467,586
Divorced1,6921,210,44823,075,029
Number Of House Hold6,9477,102,016111,826,380
Average House Hold Size2.402.642.60
Medial Age34.9736.5335.46
Median House Hold Income$30,777$49,847$48,276
Average House Hold Income$38,456$70,032$63,629
P C I$15,610$26,569$24,529
M D I$27,482$42,210$41,133
A T H E$36,862$54,185$50,898
S T R8.00%4.00%
W C J81.61%81.55%77.74%
(Zip) Code
14901

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Warren Real Estate-Corning via Buffalo MLS. Information deemed reliable but not guaranteed.