CCertihomes
174 Camp Road, Litchfield, NY 13322

$328,500

3 beds 2 baths 1,740 sqft Built 19500 days on marketActive

About this home

A beautiful view at 174 Camp Rd is calling its next homeowner. This year-round 3-bedroom, 2-full-bath ranch-style home sits on the 11th fairway of the private Cedar Lake Club golf course. Whether or not you play golf, this location offers peace, privacy, and views, with no club membership required and no HOA fees. If you don’t golf, you can still join the Club as a Social Member. This entitles you to unlimited use of the beach, pavilions, and clubhouse dining. The home is thoughtfully designed for comfort and low maintenance. The exterior features vinyl siding, a metal roof, a blacktop driveway, and a concrete deck—perfect for outdoor enjoyment without the upkeep. Inside, you'll find a custom kitchen updated with stunning quartz countertops and new lighting, creating a bright and functional space for cooking and entertaining. One of the bedrooms is currently used as an office, but can easily be converted back. After a day on the course—or simply taking in the view—relax in the hot tub, newly installed in 2022 and thoughtfully covered in 2023 for year-round use. Enjoy the warmth of the stone gas fireplace in the cozy living area on chilly days. Additional features include a whole-house generator for peace of mind during storms or outages. Whether you're a golfer or appreciate scenic surroundings and a low-maintenance lifestyle, this home offers the perfect retreat. Come see what life on the fairway could look like.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,670/mo

Real estate (PITI + HOA + PMI)
$3,036
Principal + interest$2,108
Property tax + insurance$805
PMI / 2nd mortgage$123
Utilities
$1,319
Heating + cooling$504
Internet + TV + phone$145
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$145
$3,670/mo TLC
Budget$5,000/mo
Remaining after TLC$1,330/mo
Purchase price
$328,500
Down payment
$16,425 (5%)
Loan amount
$312,075
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch, SplitLevel
Year built
1950
Lot size
0.2296 ac
Stories
0
Heating
Propane, Oil, Zoned, Baseboard, HotWater
Cooling
Zoned
Water
Well
HOA
Annual tax
$5,267
MLS #
S1631029
County
Herkimer

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterOilWaterHeaterRefrigeratorWasher
Interior
BreakfastBarDenEatInKitchenHotTubSpaPullDownAtticStairsQuartzCountersSlidingGlassDoorsBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeckHotTubSpaPropaneTankLeased
Parking
AttachedElectricityGarageHeatedGarageGarageDoorOpener
Flooring
CeramicTile, Hardwood, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

OnGolfCourse, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13322

MetricThis ZIPCountyUSA
Population1,11419,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density78395
Male5729,381,926147,432,321
Female5429,969,168151,655,844
Never Married2144,946,39163,775,926
Married5107,166,701123,120,365
Separated331,159,67312,639,686
Widowed401,110,24515,467,586
Divorced811,210,44823,075,029
Number Of House Hold3787,102,016111,826,380
Average House Hold Size2.952.642.60
Medial Age35.5636.5335.46
Median House Hold Income$41,292$49,847$48,276
Average House Hold Income$46,299$70,032$63,629
P C I$15,744$26,569$24,529
M D I$35,999$42,210$41,133
A T H E$41,593$54,185$50,898
S T R8.00%4.00%
W C J82.12%81.55%77.74%
(Zip) Code
13322

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.