CCertihomes
97 Elm St Ext, Richfield, NY 13439

$65,000

0 beds 0 baths 1 days on marketActive

About this home

For Sale – 97 Elm St Ext, Richfield Springs, NY Discover 2.69 acres of serene creekside property, perfect for your dream home, RV getaway, or recreational retreat. This unique parcel offers a natural water feature with direct access to kayaking or canoeing straight into Canadarago Lake. The property is already equipped with electric service and a well, making it ready for your plans. Whether you’re looking to build a private residence, set up a seasonal retreat, or create your own oasis for relaxation and outdoor fun, this location has it all. The RV's onsite are not included with the sale of the property. Don’t miss this rare opportunity to enjoy nature, water access, and convenience all in one place! Looking for a water featured property?? Look no further!!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,472/mo

Real estate (PITI + HOA + PMI)
$628
Principal + interest$417
Property tax + insurance$187
PMI / 2nd mortgage$24
Utilities
$1,553
Heating + cooling$627
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,472/mo TLC
Budget$5,000/mo
Remaining after TLC$3,528/mo
Purchase price
$65,000
Down payment
$3,250 (5%)
Loan amount
$61,750
APR
7.15%

Quick facts

Type
Other
Style
Year built
Lot size
2.69 ac
Stories
0
Heating
Cooling
Water
Well
HOA
Annual tax
$190
MLS #
S1631145
County
Otsego

Home features

Exterior
GravelDriveway
Sewer
None

Lot features

IrregularLot, RuralLot, Level

Neighborhood — 13439

MetricThis ZIPCountyUSA
Population2,54919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density28395
Male1,2469,381,926147,432,321
Female1,3039,969,168151,655,844
Never Married4664,946,39163,775,926
Married1,2007,166,701123,120,365
Separated1111,159,67312,639,686
Widowed1991,110,24515,467,586
Divorced1881,210,44823,075,029
Number Of House Hold9787,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age43.4736.5335.46
Median House Hold Income$39,057$49,847$48,276
Average House Hold Income$51,728$70,032$63,629
P C I$19,884$26,569$24,529
M D I$34,272$42,210$41,133
A T H E$44,222$54,185$50,898
S T R8.00%4.00%
W C J84.89%81.55%77.74%
(Zip) Code
13439

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/15/2025. Provided courtesy of Keller-Williams Mohawk Valley via Buffalo MLS. Information deemed reliable but not guaranteed.