CCertihomes
186 E Bridge Street, Oswego, NY 13126

$109,900

2 beds 2 baths 1,096 sqft Built 19002 days on marketActive

About this home

Looking for that perfect first time buyers house, or perhaps downsizing, this is for you. Large modern kitchen with lots of room for all those family gatherings with newer appliances , great enclosed side porch to veg on as well as a rocking chair front porch, fenced backyard, formal dining room and seller believes there are hardwoods under the first floor carpet. Ready to move in condition just waiting for YOU to make it yours.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,638/mo

Real estate (PITI + HOA + PMI)
$1,085
Principal + interest$705
Property tax + insurance$339
PMI / 2nd mortgage$41
Utilities
$978
Heating + cooling$326
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$1,638/mo TLC
Budget$5,000/mo
Remaining after TLC$3,362/mo
Purchase price
$109,900
Down payment
$5,495 (5%)
Loan amount
$104,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, Traditional
Year built
1900
Lot size
0.0583 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,338
MLS #
S1627076
County
Oswego

At a glance

Basement

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomCountryKitchen
Exterior
BlacktopDrivewayFence
Parking
NoGarage
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of Berkshire Hathaway CNY Realty via Buffalo MLS. Information deemed reliable but not guaranteed.