CCertihomes
649 Hillsboro Road, Camden, NY 13316

$329,900

3 beds 2 baths 1,232 sqft Built 19870 days on marketActive

About this home

Nestled on a generous five-acre, country lot, this 1987 Ranch Home has so much to offer. Open the door to a large entryway, offering plenty of room to greet guests or manage the day-to-day comings & goings of an active household. The entry transitions into an expansive living room which boasts beautiful hardwood floors and windows to let in the natural light. There are so many ways to arrange your furniture in this living room. The combo kitchen dining area is large, yet very cozy. The beautiful light colored cabinets, a massive island, recessed lighting and a walk-in pantry make this every cook's happy place. This home has three nice size bedrooms with closets and two full bathrooms. Downstairs, the basement is dry and practical, thanks to the B-Dry System installed which includes a lifetime, transferrable warranty. The washer & dryer are conveniently located in the basement keeping your laundry out of sight of the main living areas. There is a canning storage room located in the basement along with the water softener and water filtration system. You'll stay comfortable year round with central air in the summer and a pellet stove for the colder winter nights. There is also a generator hookup available. Let's not forget the screened in porch by the inground pool overlooking your beautiful country landscape. Whether enjoying your morning latte or an evening cocktail, this outdoor space is surely going to be a favorite. Lastly, you have a two-stall attached garage with plenty of storage space. This sprawling ranch has everything and needs nothing. Come check it out & see for yourself.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,358/mo

Real estate (PITI + HOA + PMI)
$2,897
Principal + interest$2,117
Property tax + insurance$656
PMI / 2nd mortgage$124
Utilities
$987
Heating + cooling$344
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,358/mo TLC
Budget$5,000/mo
Remaining after TLC$1,642/mo
Purchase price
$329,900
Down payment
$16,495 (5%)
Loan amount
$313,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1987
Lot size
5 ac
Stories
1
Heating
Oil, ForcedAir
Cooling
CentralAir
Water
Well
HOA
Annual tax
$3,714
MLS #
S1630647
County
Oneida

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenDryerDishwasherOilWaterHeaterRefrigeratorWasherWaterPurifierOwnedWaterSoftenerOwned
Interior
CeilingFansSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomKitchenIslandStorageSolidSurfaceCountersSkylightsWalkInPantryMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayPoolPorchPatio
Parking
AttachedElectricityGarageGarageDoorOpener
Pool
InGround
Flooring
Hardwood, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

Agricultural, Rectangular, RectangularLot, RuralLot

Schools

Elementary
Camden Elementary
Middle
Camden Middle
High
Camden Senior High

Neighborhood — 13316

MetricThis ZIPCountyUSA
Population6,32919,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density43395
Male3,2159,381,926147,432,321
Female3,1139,969,168151,655,844
Never Married1,1834,946,39163,775,926
Married2,9317,166,701123,120,365
Separated1881,159,67312,639,686
Widowed3681,110,24515,467,586
Divorced4131,210,44823,075,029
Number Of House Hold2,2367,102,016111,826,380
Average House Hold Size2.802.642.60
Medial Age36.9736.5335.46
Median House Hold Income$38,941$49,847$48,276
Average House Hold Income$50,208$70,032$63,629
P C I$17,844$26,569$24,529
M D I$34,125$42,210$41,133
A T H E$43,861$54,185$50,898
S T R9.00%4.00%
W C J80.68%81.55%77.74%
(Zip) Code
13316

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of R A Wilkes Real Estate LLC via Buffalo MLS. Information deemed reliable but not guaranteed.