CCertihomes
459 Elmdale Avenue, Utica, NY 13502

$310,000

3 beds 2 baths 1,232 sqft Built 19651 days on marketActive

About this home

Welcome to this beautifully maintained 3-bedroom, 2-bath ranch that offers an abundance of comfort, style, and ease of living. Tastefully updated with gleaming hardwood floors, neutral paint, and plenty of natural light creating a move-in ready, inviting atmosphere. The updated bathrooms showcase a beautiful combination of modern fixtures and finishes with classic beadboard detail on the walls. The kitchen, dining room, and spacious living areas offer a spacious, functional layout, making daily living and entertaining a breeze. All 3 bedrooms are bright and airy and the primary bedroom features an ensuite bathroom with walk-in shower. Outside, enjoy a fully fenced backyard complete with a storage shed and both covered and uncovered deck space. Don’t miss your chance to own this gem situated at the end of a quiet street surrounded by beautifully maintained homes.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,376/mo

Real estate (PITI + HOA + PMI)
$2,887
Principal + interest$1,989
Property tax + insurance$782
PMI / 2nd mortgage$116
Utilities
$1,027
Heating + cooling$364
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,376/mo TLC
Budget$5,000/mo
Remaining after TLC$1,624/mo
Purchase price
$310,000
Down payment
$15,500 (5%)
Loan amount
$294,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1965
Lot size
0.25 ac
Stories
1
Heating
Gas, Baseboard, HotWater
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$5,443
MLS #
S1631167
County
Oneida

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DishwasherExhaustFanElectricOvenElectricRangeGasWaterHeaterRefrigeratorRangeHood
Interior
SeparateFormalLivingRoomKitchenIslandBedroomOnMainLevelMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeckFullyFenced
Parking
AttachedGarageDrivewayGarageDoorOpener
Flooring
Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of Coldwell Banker Faith Properties R via Buffalo MLS. Information deemed reliable but not guaranteed.