CCertihomes
102 Hopson Street, Utica, NY 13502

$184,900

3 beds 1 baths 1,080 sqft Built 19400 days on marketActive

About this home

Welcome to this charming 3-bedroom, 1-bath Cape Cod located in the heart of South Utica! Step inside to find a warm and inviting first floor featuring a spacious living room, formal dining room, remodeled kitchen with stainless steel appliances, a full bathroom, and a convenient first-floor bedroom. Beautiful hardwood floors run throughout the main level, while the kitchen boasts durable vinyl flooring. Upstairs, a classic hardwood staircase leads to two generously sized bedrooms with excellent closet storage. The basement offers even more versatility with a partially finished space that’s perfect for a game room, den, or home office. Recent upgrades include waterproofed cellar walls with Dry-Lock, an epoxy-coated waterproof basement floor, and fresh interior paint throughout the downstairs within the last 2–3 years. Enjoy the outdoors in your spacious fenced-in yard, and take advantage of the one-stall garage with plenty of extra storage space. All siding has been freshly painted within the last 2-3 years and comes —protected by a transferable warranty. For added convenience, all home contents can be purchased separately, giving you the option of a truly turnkey move. This South Utica home blends character, comfort, and updates, making it a fantastic opportunity you won’t want to miss!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,263/mo

Real estate (PITI + HOA + PMI)
$1,767
Principal + interest$1,186
Property tax + insurance$512
PMI / 2nd mortgage$69
Utilities
$947
Heating + cooling$324
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,263/mo TLC
Budget$5,000/mo
Remaining after TLC$2,737/mo
Purchase price
$184,900
Down payment
$9,245 (5%)
Loan amount
$175,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1940
Lot size
0.1722 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,628
MLS #
S1631136
County
Oneida

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DryerExhaustFanElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorRangeHoodWasher
Interior
CeilingFansEatInKitchenSeparateFormalLivingRoomGalleyKitchenBedroomOnMainLevel
Exterior
AwningsBlacktopDrivewayFencePatio
Parking
DetachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies, Vinyl
Roof
Asphalt

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of Assist2Sell Buyers & Sellers 1st Choice via Buffalo MLS. Information deemed reliable but not guaranteed.