CCertihomes
957 S Shore Drive, Hanover, NY 14081

$499,900

5 beds 1 baths 1,176 sqft Built 19301 days on marketActive

About this home

More pictures tomorrow! Great opportunity to own a cottage at Sunset Bay with lake views on a double lot so there is plenty of parking. 5 Bedrooms, 1 bath seasonal home. Wonderful for personal use or a rental property. Patio overlooking the lake. 2 Car garage. Tons of living space. Partially furnished. Just steps to the public beach. Very close to boat launch. Open house Sunday Aug 17, 11-1 and Friday Aug 22, 4-6. No Showings starting Sat. Aug 23-Sept 2. Resume Sept. 3rd.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,696/mo

Real estate (PITI + HOA + PMI)
$4,342
Principal + interest$3,208
Property tax + insurance$947
PMI / 2nd mortgage$187
Utilities
$899
Heating + cooling$300
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,696/mo TLC
Budget$5,196/mo
Remaining after TLC$500/mo
Purchase price
$499,900
Down payment
$24,995 (5%)
Loan amount
$474,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1930
Lot size
0.03 ac
Stories
2
Heating
Other, SeeRemarks, None
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$5,437
MLS #
B1631071
County
Chautauqua

At a glance

Air conditioning
Garage (2)

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
BathroomRoughInEntranceFoyerEatInKitchenSeparateFormalLivingRoomPartiallyFurnishedBedroomOnMainLevelWorkshop
Exterior
PatioSeeRemarks
Parking
AttachedElectricityGarageStorageWorkshopInGarageWaterAvailableDriveway
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14081

MetricThis ZIPCountyUSA
Population4,64519,351,094299,088,112
Population Change Since19909.00%8.00%20.00%
Population Density114395
Male2,2009,381,926147,432,321
Female2,4459,969,168151,655,844
Never Married1,0214,946,39163,775,926
Married1,8097,166,701123,120,365
Separated1901,159,67312,639,686
Widowed3111,110,24515,467,586
Divorced3751,210,44823,075,029
Number Of House Hold1,6607,102,016111,826,380
Average House Hold Size2.712.642.60
Medial Age37.4636.5335.46
Median House Hold Income$41,733$49,847$48,276
Average House Hold Income$47,180$70,032$63,629
P C I$17,299$26,569$24,529
M D I$36,410$42,210$41,133
A T H E$42,084$54,185$50,898
S T R8.75%4.00%
W C J80.54%81.55%77.74%
(Zip) Code
14081

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 8/16/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.