CCertihomes
229 2nd Street, Oswego, NY 13126

$1,600

2 beds 1 baths 5,500 sqft Built 19000 days on marketActive

About this home

Welcome to a delightful 2-bedroom, 1-bathroom home in the heart of Oswego just moments from SUNY Oswego. Perfectly suited for students, faculty, or anyone seeking proximity to the college, this home offers a warm and inviting atmosphere. Step inside to find a spacious living room that flows seamlessly into the dining area, ideal for both everyday living and entertaining. The home also features an enclosed porch, perfect for enjoying the outdoors year-round. Convenience is key with first-floor laundry, making chores a breeze. Fully fenced backyard, large shed, and off-street parking via a concrete driveway—this home offers the perfect blend of charm, comfort, and convenience. Water and lawn maintenance included, prefer 1 year lease, dogs under 20lbs allowed. The home is in a prime location, close to local amenities, restaurants, and the vibrant campus life.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,914/mo

Real estate (PITI + HOA + PMI)
$250
Principal + interest$10
Property tax + insurance$239
PMI / 2nd mortgage$1
Utilities
$3,120
Heating + cooling$1,397
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$1,914/mo TLC
Budget$5,000/mo
Remaining after TLC$3,086/mo
Purchase price
$1,600
Down payment
$80 (5%)
Loan amount
$1,520
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, Other, SeeRemarks
Year built
1900
Lot size
0.13 ac
Stories
0
Heating
Baseboard, HotWater
Cooling
Water
HOA
Annual tax
MLS #
S1630140
County
Oswego

At a glance

Basement

Home features

Interior
SeparateFormalLivingRoomProgrammableThermostat
Exterior
ConcreteDriveway
Parking
OffStreet

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of NextHome CNY Realty via Buffalo MLS. Information deemed reliable but not guaranteed.