CCertihomes
7 Chadwick Drive, Waterloo, NY 13165

$199,900

2 beds 2 baths 1,328 sqft Built 19712 days on marketActive

About this home

Welcome to this charming 2-bedroom, 2 full bath Ranch-Style Home tucked away on a quiet street with no "through traffic" and only nine houses. With maintenance-free siding, nice landscaping and a deep lot, this property offers both comfort and convenience. Step inside to a welcoming foyer with a closet that opens into a spacious living room, featuring a bay window and newer vinyl flooring that continues throughout. The open kitchen includes a center island with seating and storage, stainless steel appliances, and a great layout with views to everyone gathered. A bright dinette area with sharp overhead lighting and a built-in glass cabinet adds character and functionality. A bonus sunroom with sliding glass doors leads to newer vinyl/Trex decking, complete with a comfortable entertainment space with 6-person Hot Tub and an above-ground pool surrounded by classic railings. The owner’s suite offers a full bath, a walk-in closet plus an additional closet for extra storage. The second bedroom is generously sized with a large window and full closet. The partially finished lower level is currently used as a den, with laundry and additional space ideal for a home office, gym, or storage. An attached garage includes an epoxy floor, remote overhead door, and a newer 200-amp breaker box. The newer split unit cooling system keeps the home comfortable on hot days and nights. Outside, the Expansive Yard offers a Shed, Garden Area, and Plenty of room for more. Conveniently located near schools, shopping, banking, and the Seneca Cayuga Canal Walk, this home is move-in ready and waiting for you. ALL OFFERS ARE DUE 8/25 BY 1PM.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,475/mo

Real estate (PITI + HOA + PMI)
$1,958
Principal + interest$1,283
Property tax + insurance$600
PMI / 2nd mortgage$75
Utilities
$1,001
Heating + cooling$351
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,475/mo TLC
Budget$5,000/mo
Remaining after TLC$2,525/mo
Purchase price
$199,900
Down payment
$9,995 (5%)
Loan amount
$189,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1971
Lot size
0.31 ac
Stories
1
Heating
Gas, HotWater
Cooling
WallUnits
Water
Connected, Public
HOA
Annual tax
$4,389
MLS #
R1631142
County
Seneca

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DishwasherGasOvenGasRangeGasWaterHeaterMicrowaveRefrigerator
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomEntranceFoyerSlidingGlassDoorsStorageBedroomOnMainLevelMainLevelPrimary
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageStorageDrivewayGarageDoorOpener
Flooring
Carpet, Laminate, Varies, Vinyl
Roof
Asphalt
Sewer
Connected

Lot features

Other, Rectangular, RectangularLot, ResidentialLot, SeeRemarks

Schools

High
Waterloo High

Neighborhood — 13165

MetricThis ZIPCountyUSA
Population10,76219,351,094299,088,112
Population Change Since19902.00%8.00%20.00%
Population Density150395
Male5,3669,381,926147,432,321
Female5,3969,969,168151,655,844
Never Married2,1854,946,39163,775,926
Married4,4487,166,701123,120,365
Separated5281,159,67312,639,686
Widowed8821,110,24515,467,586
Divorced9151,210,44823,075,029
Number Of House Hold3,7987,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age39.6736.5335.46
Median House Hold Income$39,660$49,847$48,276
Average House Hold Income$50,179$70,032$63,629
P C I$19,113$26,569$24,529
M D I$34,687$42,210$41,133
A T H E$43,793$54,185$50,898
S T R8.00%4.00%
W C J82.10%81.55%77.74%
(Zip) Code
13165

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.