CCertihomes
2202 Humphrey Lane, Cape Vincent, NY 13618

$225,000

2 beds 1 baths 560 sqft Built 19521 days on marketActive

About this home

Two-bedroom cottage on Mud Bay, just off Lake Ontario. Furnishings and appliances already in place. Enjoy fishing and boating plus access to nearby amenities the area has to offer. Be on Lake Ontario in minutes from cottage's dock. Public water is connected for the cottage. Plus, new 12 X 16 workshop-storage or bunk house, you decide. Electricity had been run to the shed and dock. Cottage position for morning sunrises.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,248/mo

Real estate (PITI + HOA + PMI)
$1,907
Principal + interest$1,444
Property tax + insurance$379
PMI / 2nd mortgage$84
Utilities
$662
Heating + cooling$179
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,248/mo TLC
Budget$5,000/mo
Remaining after TLC$2,752/mo
Purchase price
$225,000
Down payment
$11,250 (5%)
Loan amount
$213,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1952
Lot size
0.1742 ac
Stories
1
Heating
Propane, WallFurnace
Cooling
Water
Connected, Public
HOA
Annual tax
$1,865
MLS #
S1631265
County
Jefferson

At a glance

Waterfront

Home features

Appliances
DryerElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
LivingDiningRoomBedroomOnMainLevel
Exterior
AwningsDirtDrivewayPropaneTankLeased
Parking
NoGarage
Flooring
Laminate, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13618

MetricThis ZIPCountyUSA
Population14219,351,094299,088,112
Population Change Since199029.00%8.00%20.00%
Population Density3395
Male929,381,926147,432,321
Female499,969,168151,655,844
Never Married474,946,39163,775,926
Married507,166,701123,120,365
Separated121,159,67312,639,686
Widowed61,110,24515,467,586
Divorced101,210,44823,075,029
Number Of House Hold367,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age38.4636.5335.46
Median House Hold Income$43,749$49,847$48,276
Average House Hold Income$48,352$70,032$63,629
P C I$17,279$26,569$24,529
M D I$34,999$42,210$41,133
A T H E$42,836$54,185$50,898
S T R7.75%4.00%
W C J79.17%81.55%77.74%
(Zip) Code
13618

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/16/2025. Provided courtesy of Bridgeview Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.