CCertihomes
104 Cottage Street, Lockport City, NY 14094

$215,000

6 beds 3 baths 3,234 sqft Built 19000 days on marketActive

About this home

This over 3, 000sf home is nestled in Lockport’s historical district and has AMPLE space with SIX bedrooms, 3 finished floors of living space, a full basement, and a detached 1.5 car garage. A welcoming rocking-chair-worthy front porch leads to a generous entry foyer where 1 of 2 stained glass windows cast a gorgeous light. Every window throughout (except for the 2 stained glass) has been replaced, providing generous amounts of natural lighting throughout. The large living room and formal dining space offer ample room for entertaining. A swing door separates the dining room from the 1st floor laundry/pantry that leads to the kitchen. The 2nd floor boasts a large landing area with the 2nd stained glass window, 2 generously sized bedrooms, the large primary bedroom, a full bath, and a smaller bedroom. Up the stairs on the 3rd floor is an additional large landing area with more built-in storage, a full bath, and 2 large bedrooms. Seller is leaving the reverse osmosis filtration system, water softener, 2 ring doorbells, and all appliances. Located just minutes from the Erie Canal, Lockport Caves, restaurants, and local shops, this is an opportunity to own a piece of history! Property and appliances sold as-is. Showings start 8/20.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,075/mo

Real estate (PITI + HOA + PMI)
$2,131
Principal + interest$1,380
Property tax + insurance$670
PMI / 2nd mortgage$81
Utilities
$1,867
Heating + cooling$784
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,075/mo TLC
Budget$5,000/mo
Remaining after TLC$1,925/mo
Purchase price
$215,000
Down payment
$10,750 (5%)
Loan amount
$204,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Victorian
Year built
1900
Lot size
0.11 ac
Stories
0
Heating
Gas, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,090
MLS #
B1631244
County
Niagara

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherFreezerDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasherWaterPurifierOwnedWaterSoftenerOwned
Interior
CeilingFansKitchenIslandWalkInPantryNaturalWoodworkProgrammableThermostat
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Laminate, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14094

MetricThis ZIPCountyUSA
Population48,81519,351,094299,088,112
Population Change Since19901.00%8.00%20.00%
Population Density407395
Male23,8099,381,926147,432,321
Female25,0059,969,168151,655,844
Never Married10,0284,946,39163,775,926
Married20,8317,166,701123,120,365
Separated1,6081,159,67312,639,686
Widowed3,0361,110,24515,467,586
Divorced4,0631,210,44823,075,029
Number Of House Hold18,4987,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age37.3836.5335.46
Median House Hold Income$45,740$49,847$48,276
Average House Hold Income$56,367$70,032$63,629
P C I$21,683$26,569$24,529
M D I$39,470$42,210$41,133
A T H E$47,285$54,185$50,898
S T R8.00%4.00%
W C J77.23%81.55%77.74%
(Zip) Code
14094

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/17/2025. Provided courtesy of Signature Real Estate Services via Buffalo MLS. Information deemed reliable but not guaranteed.