CCertihomes
766 County Route 20, Oswego, NY 13126

$359,000

3 beds 2 baths 1,680 sqft Built 20010 days on marketActive

About this home

Amazing Opportunity with endless Possibilities!!! All cleaned up and interior painted & ready to be Sold! This is a Rare find in a Country setting yet convenient to stores and gas stations around the corner. Large circular driveway with plenty of parking and two separate Septic systems, one for the house and one for the garages. Looking for a great house with tons of privacy and garage space galore! Or Looking to open a business or re-locate in the over-sized block building and live on the premises in a separate house on 2.76 acres or open a business and rent out both the house (1680 Square foot, 1981), the studio apartment with separate kitchen/bath, and the remaining garages, or build additional structures- options are definitely available here! The property also has hook up for water and electric to accommodate an RV or trailer with a stone driveway behind the garages. Property is Zoned Residential with Commercial use and its total assessment / taxes are based on a partial ratio using the town's valuations. The property is being Sold As-Is and the price reflects the repairs /updates needed. Garages currently heated by Pellet stoves, the propane tank has been disconnected. Do not walk the property without an appointment with a realtor. Don't miss this incredible opportunity and move forward with your dreams! There are 2 separate Septic Systems on the property - 1 for the house & 1 for the garages

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,869/mo

Real estate (PITI + HOA + PMI)
$3,311
Principal + interest$2,303
Property tax + insurance$873
PMI / 2nd mortgage$135
Utilities
$1,176
Heating + cooling$425
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$3,869/mo TLC
Budget$5,000/mo
Remaining after TLC$1,131/mo
Purchase price
$359,000
Down payment
$17,950 (5%)
Loan amount
$341,050
APR
7.15%

Quick facts

Type
ManufacturedOnLand
Style
ManufacturedHome, MobileHome
Year built
2001
Lot size
2.76 ac
Stories
1
Heating
Electric, Gas, Propane, Other, SeeRemarks, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$5,779
MLS #
S1631289
County
Oswego

At a glance

Garage (6)

Home features

Appliances
DishwasherGasWaterHeaterRefrigerator
Interior
SeparateFormalLivingRoomLivingDiningRoomBedroomOnMainLevel
Exterior
GravelDrivewaySeeRemarksPropaneTankLeased
Parking
DetachedGarageHeatedGarageCircularDrivewayDriveway
Flooring
Laminate, Varies, Vinyl
Sewer
SepticTank

Lot features

Greenbelt, Other, Rectangular, RectangularLot, SeeRemarks, Wooded

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/17/2025. Provided courtesy of Balance Realty via Buffalo MLS. Information deemed reliable but not guaranteed.