CCertihomes
6977 County Highway 16, Franklin, NY 13753

$310,000

4 beds 3 baths 2,270 sqft Built 19780 days on marketActive

About this home

Country Charm Near Delhi & Oneonta Nestled in the rolling hills of Franklin, just minutes from Delhi and an easy drive to Oneonta, this welcoming country home on 1+/- acre offers both charm and convenience. Situated on a well-maintained county road, the property is framed by a stone wall & garden - evoking the timeless character of a countryside retreat. Step inside to a cheery farmhouse-style kitchen with warm wood floors, a half bath, and views of the stone wall and surrounding landscape. A formal dining room and a spacious living room with a woodstove and sliding glass doors to the back deck create inviting spaces for gatherings. A den with a full bathroom on the main level provides the potential flexibility for a future first-floor bedroom suite if desired. Upstairs, you’ll find four comfortable bedrooms and a full bath, with soothing views from every window. The semi-finished basement extends the living space, featuring electric heat, a woodstove, and laundry area. Recent upgrades include a new roof with gutter guards, several new windows, and the convenience of Delaware County Electric Co-op service and high-speed Internet. The exterior offers just as much to enjoy—a private backyard, back deck for morning coffee or evening grilling, a storage shed, and a one-car garage with extra storage. The asphalt driveway adds easy year-round access. For those who love the outdoors, several hundred acres of nearby DEP watershed land are open for hiking, hunting, and light recreation. This property has been the setting for cherished family memories—apple-picking and pie-baking, deer grazing at dawn, and evenings by the fire in every season. Whether enjoying summer mornings cool and bright, fall’s explosion of color, or the hush of snowfall in winter, this home offers year-round magic. The location is equally inspiring: enjoy local dining at favorites like La Toscana or Bella Michael’s, or make a day of it with trips to Gilbert Lake State Park, Glimmerglass Opera, or the Franklin Stage Company. This is more than a home—it’s a lifestyle of warmth, nature, and community, waiting to be embraced.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,518/mo

Real estate (PITI + HOA + PMI)
$2,782
Principal + interest$1,989
Property tax + insurance$677
PMI / 2nd mortgage$116
Utilities
$1,516
Heating + cooling$606
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,518/mo TLC
Budget$5,000/mo
Remaining after TLC$1,482/mo
Purchase price
$310,000
Down payment
$15,500 (5%)
Loan amount
$294,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1978
Lot size
1 ac
Stories
2
Heating
Electric, Wood, Baseboard, Stove
Cooling
Water
Well
HOA
Annual tax
$3,665
MLS #
R1631233
County
Delaware

At a glance

Fireplace
Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
DenSeparateFormalDiningRoomEatInKitchenSeparateFormalLivingRoomGuestAccommodationsHomeOfficeCountryKitchenBedroomOnMainLevelConvertibleBedroomMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayDeck
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot

Neighborhood — 13753

MetricThis ZIPCountyUSA
Population3,53819,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density39395
Male1,8089,381,926147,432,321
Female1,7309,969,168151,655,844
Never Married1,5304,946,39163,775,926
Married1,0737,166,701123,120,365
Separated2391,159,67312,639,686
Widowed1751,110,24515,467,586
Divorced1721,210,44823,075,029
Number Of House Hold8867,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age25.7536.5335.46
Median House Hold Income$43,124$49,847$48,276
Average House Hold Income$52,245$70,032$63,629
P C I$15,509$26,569$24,529
M D I$37,425$42,210$41,133
A T H E$45,041$54,185$50,898
S T R8.00%4.00%
W C J80.45%81.55%77.74%
(Zip) Code
13753

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/17/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.