CCertihomes
105 W Garden Street, Rome, NY 13440

$279,900

4 beds 2 baths 2,368 sqft Built 19090 days on marketActive

About this home

Welcome to a stunningly captivating Colonial style home in North Rome — a timeless blend of character, charm, and smart updates await! Delivering 4 bedrooms, 2 full baths, and 2, 368 square feet of living space, this stately home offers high ceilings, rich hardwood floors, and beautifully preserved architectural details throughout. Enjoy an elegant formal entry, grand staircase, and light-filled living areas within the first level. This level features formal dining, living room, 1st floor laundry, one full bath while an inviting eat-in kitchen features soft-close cabinets and drawers, stainless steel appliances (2018-2019), and exposed brick — ideal for everyday comfort and entertaining. The spacious living room boasts a fireplace flanked by diamond-pane windows, creating a cozy and classic ambiance. The upstairs delivers 4 SPACIOUS bedrooms with another full bathroom and THE most perfect landing for decor of your choosing & design! An elegant home with so much to offer! Energy-efficient solar panels and updated windows (almost ALL) provide you with efficiency and modern conveniences. While the full basement and walk-up attic offer ample storage and future potential. Property Updates & highlights include but are not limited to: NEW washer & dryer, replacement windows (almost ALL), UNMETERED water, hot water tank replaced (2022), custom designed replacement front door with freshly stained front porch, exterior PAINTED & sealed, roof (LESS THAN 10 YEARS old - 30-year architectural shingle), natural woodwork, DRY basement, FLAWLESS attic. Nestled on a .28-acre corner lot near Griffiss Business & Technology Park, municipal parks and restaurants, this home blends neighborhood charm with centrally located convenience. This home boasts a rare opportunity to own a piece of Rome’s architectural heritage with energy-smart upgrades and incredible lifestyle appeal!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,507/mo

Real estate (PITI + HOA + PMI)
$2,737
Principal + interest$1,796
Property tax + insurance$836
PMI / 2nd mortgage$105
Utilities
$1,567
Heating + cooling$634
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,507/mo TLC
Budget$5,000/mo
Remaining after TLC$1,493/mo
Purchase price
$279,900
Down payment
$13,995 (5%)
Loan amount
$265,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial
Year built
1909
Lot size
0.15 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,848
MLS #
S1630481
County
Oneida

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
BreakfastBarCeilingFansSeparateFormalDiningRoomEatInKitchenSolidSurfaceCountersNaturalWoodwork
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Tile, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/17/2025. Provided courtesy of River Hills Properties LLC Barn via Buffalo MLS. Information deemed reliable but not guaranteed.