CCertihomes
8126 Old Floyd Road, Floyd, NY 13440

$229,900

3 beds 1 baths 1,400 sqft Built 19350 days on marketActive

About this home

Welcoming you to a charming Old-style home with newer style vibes set on a spacious 1.12-acre lot, situated within the Holland Patent School District. This well-maintained 3-bedroom, 1-bath home offers 1, 400 square feet of comfortable living space with key updates and versatile outdoor features that set it apart! Step inside to find a warm and inviting living area bathed in natural light, leading to a generous dining space and a well-appointed kitchen featuring stainless steel appliances and oak cabinetry. Replacement flooring throughout alongside optimal use of space - on both levels! With first floor laundry and 1st floor bedrooms, one-level living is certainly an option here! Outside, a large deck serves as an extension from your living space allowing for tranquility, quiet enjoyment — also perfect for relaxing, familial fun or entertaining guests! The property boasts not one, but two sheds for storage or hobby use, as well as a sprawling 26x30 detached garage easily accommodating vehicles, equipment, or workshop space. With city water, an expansive yard, situated in close proximity to the Griffiss Business & Technology Park, the state-of-the-art Wynn Hospital, a downtown Rome, under a 20-minute drive to all major and neighboring municipalities - this property blends the best of country tranquility and commuter convenience. A house, that feels like home upon entrance and perfectly suited for someone seeking space with easy access to town amenities. This home offers endless potential!!! Don’t miss an opportunity to make this move-in-ready home YOURS!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,695/mo

Real estate (PITI + HOA + PMI)
$2,153
Principal + interest$1,475
Property tax + insurance$592
PMI / 2nd mortgage$86
Utilities
$1,073
Heating + cooling$387
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,695/mo TLC
Budget$5,000/mo
Remaining after TLC$2,305/mo
Purchase price
$229,900
Down payment
$11,495 (5%)
Loan amount
$218,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique
Year built
1935
Lot size
1.12 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,951
MLS #
S1630482
County
Oneida

At a glance

Basement
Garage (2)

Home features

Appliances
DryerGasOvenGasRangePropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomEatInKitchenNaturalWoodwork
Exterior
DeckGravelDrivewayPrivateYardSeeRemarks
Parking
DetachedGarage
Flooring
Carpet, Laminate, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 8/17/2025. Provided courtesy of River Hills Properties LLC Barn via Buffalo MLS. Information deemed reliable but not guaranteed.