CCertihomes
792 State Street, Perth Amboy, NJ 08861

$1,200,000

0 beds 4 baths 5,408 sqft Built 1890269 days on marketActive

About this home

Welcome to your next investment opportunity in Perth Amboy! This charming 4-family home PLUS commercial space presents an exceptional chance to add to your real estate portfolio. Situated in a prime location, this property boasts convenience and potential. Each of the four units offers spacious living with 2/3 bedrooms, providing ample space for tenants. The layout includes a cozy living room, perfect for relaxation or entertaining guests, a designated dining area for shared meals, and a fully-equipped kitchen where culinary creativity can flourish. Plus, with a full bath in each unit, convenience is at the forefront of this property's design. Nestled on a corner lot, this property enjoys plenty of natural light and a sense of openness. The proximity to shopping centers, diverse dining options, and schools adds to the property's appeal, making it an attractive option for renters seeking convenience and accessibility. Whether you're looking to expand your investment portfolio or embark on your real estate journey, this 4-family home PLUS commerical in Perth Amboy promises both value and potential. Don't miss out on this opportunity to secure a solid investment in a sought-after location!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$8,645/mo

Real estate (PITI + HOA + PMI)
$8,507
Principal + interest$5,443
Property tax + insurance$2,614
PMI / 2nd mortgage$450
Utilities
$678
Heating + cooling$177
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$145
Car insurance + maintenance$145
Other (entertainment)
$158
$8,645/mo TLC
Budget$9,145/mo
Remaining after TLC$500/mo
Purchase price
$1,200,000
Down payment
$60,000 (5%)
Loan amount
$1,140,000
APR
4%

Quick facts

Type
Commercial
Style
Year built
1890
Lot size
0.1151 ac
Stories
2
Heating
Baseboard Hotwater, See Remarks
Cooling
None
Water
Public
HOA
Annual tax
$15,809
MLS #
2660341M
County
Middlesex

At a glance

Garage

Home features

Appliances
Range/Oven
Parking
Garage
Flooring
See Remarks
Roof
Asphalt
Sewer
Public Sewer

Lot features

Business District, Corner Lot

Neighborhood — 08861

MetricThis ZIPCountyUSA
Population46,7828,832,837299,088,112
Population Change Since199020.00%14.00%20.00%
Population Density8,5841,137
Male23,3924,307,827147,432,321
Female23,3904,525,010151,655,844
Never Married12,5231,965,81163,775,926
Married14,3943,647,435123,120,365
Separated3,833391,23912,639,686
Widowed2,051515,17215,467,586
Divorced3,067529,39323,075,029
Number Of House Hold14,3073,167,345111,826,380
Average House Hold Size3.232.732.60
Medial Age31.7837.1535.46
Median House Hold Income$41,463$63,392$48,276
Average House Hold Income$52,403$83,312$63,629
P C I$16,734$30,662$24,529
M D I$36,156$52,505$41,133
A T H E$45,041$61,369$50,898
S T R7.00%7.00%
W C J80.27%81.02%77.74%
(Zip) Code
8861

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 8/19/2025. Provided courtesy of RE/MAX SELECT via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.