CCertihomes
1303 Cypress Street, Lacey, NJ 08731

$560,000

3 beds 2 baths 1,460 sqft Built 1989126 days on marketClosed

About this home

This is the home you have been waiting for! As you enter you are captivated by the cathedral ceilings & open floor concept. The 23ft stone fireplace with new 3D Deep dish electric fireplace insert has remote control multi color changing flame settings along with thermostat for desired heat is a focal point. Surrounded by the new incredible floor to ceiling peaked thermo windows filling the room with natural light. Along with all new flooring throughout the entire home. The beautifully updated kitchen features gleaming granite countertops, premium stainless steel appliances and custom cabinetry ideal for living and entertaining. This 3-bedroom, 2-bath home is just a short stroll from Lake Barnegat Beach, Lower lake and Silver Cloud Harbor Marina. The private on-suite is secluded upstairs with a new Spa inspired bathroom with standing shower, contemporary toilet & waterfall vessel sink and color changing LED lighting. Step outside the primary bedroom to an updated private trek deck with modern cable railings for added space and style. Special feature is the detached oversized 2 car garage with central air & 2 zone heat with the potential to add a bathroom. Recently upgraded electrical panel offers a unique opportunity for an office, game room or entertainment space. Home was recently updated with newly installed Leaf Guard gutters on the home and garage. Windows were updated in 2024 and roof in 2018. Move-in ready and beautifully updated this home is one you don't want to miss!'

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$5,028/mo

Real estate (PITI + HOA + PMI)
$4,826
Principal + interest$3,608
Property tax + insurance$1,008
PMI / 2nd mortgage$210
Utilities
$427
Heating + cooling$77
Internet + TV + phone$157
Water + sewer + garbage$58
Transportation
$120
Car insurance + maintenance$120
Other (entertainment)
$157
$5,028/mo TLC
Budget$5,528/mo
Remaining after TLC$500/mo
Purchase price
$560,000
Down payment
$28,000 (5%)
Loan amount
$532,000
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Contemporary
Year built
1989
Lot size
Stories
2
Heating
Baseboard, Radiant, Central, Forced Air
Cooling
Central Air, Ceiling Fan(s)
Water
Public
HOA
Annual tax
$5,371
MLS #
2604539R
County
Ocean

At a glance

Air conditioning
Fireplace
Garage (2)
Dishwasher

Home features

Appliances
DishwasherDryerElectric Range/OvenGas Range/OvenMicrowaveRefrigeratorWasher
Interior
Cathedral Ceiling(s)High CeilingsVaulted Ceiling(s)2 BedroomsBath Full1 BedroomNone
Exterior
DeckPatio
Community
Storage
Parking
2 Car WidthGarageAttachedBuilt-In GarageOversizedDetachedGarage Door OpenerDriveway
Patio & porch
DeckPatio
Kitchen
Granite/Corian CountertopsBreakfast Bar
Dining
Living Dining Combo
Flooring
Wood, Laminate
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

See Remarks

Neighborhood — 08731

MetricThis ZIPCountyUSA
Population18,0588,832,837299,088,112
Population Change Since199026.00%14.00%20.00%
Population Density2931,137
Male8,8174,307,827147,432,321
Female9,2424,525,010151,655,844
Never Married2,6611,965,81163,775,926
Married9,0433,647,435123,120,365
Separated330391,23912,639,686
Widowed1,320515,17215,467,586
Divorced1,116529,39323,075,029
Number Of House Hold6,9043,167,345111,826,380
Average House Hold Size2.612.732.60
Medial Age38.4637.1535.46
Median House Hold Income$59,098$63,392$48,276
Average House Hold Income$64,935$83,312$63,629
P C I$24,837$30,662$24,529
M D I$49,024$52,505$41,133
A T H E$52,258$61,369$50,898
S T R7.00%7.00%
W C J79.80%81.02%77.74%
(Zip) Code
8731

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/24/2025. Provided courtesy of FOX & FOXX REALTY, LLC via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.