CCertihomes
177 Creek Road, Keansburg, NJ 07734

$449,000

3 beds 2 baths Built 1930178 days on marketActive

About this home

Welcome to waterfront living on Waackaack Creek! A charming 3BR/1.5BA with serene views and direct access to nature. The living Room flows into the dining room and eat-in kitchen; two bedrooms, plus a full bath, complete the first floor. Upstairs: spacious loft with office space, 3rd bedroom, half bath, and private deck overlooking the creek and birds' sanctuary. Multi-tiered decks are perfect for viewing wildlife, sunsets, and wetlands backing onto the Henry Hudson Trail, and are also great for bird-watching. Launch your kayak, canoe, or small power boat from home to Raritan Bay. Oversized driveway and one-car garage offer ample space for vehicles/boats. Short distance to beach, amusement and water parks, and restaurants; close to all major transportation. A rare chance to enjoy waterfront living & the shore-town lifestyle!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.19% APR.

Your estimated payment
$4,453/mo

Real estate (PITI + HOA + PMI)
$4,126
Principal + interest$2,892
Property tax + insurance$1,066
PMI / 2nd mortgage$168
Utilities
$550
Heating + cooling$113
Internet + TV + phone$158
Water + sewer + garbage$58
Transportation
$116
Car insurance + maintenance$116
Other (entertainment)
$158
$4,453/mo TLC
Budget$5,000/mo
Remaining after TLC$547/mo
Purchase price
$449,000
Down payment
$22,450 (5%)
Loan amount
$426,550
APR
7.19%

Quick facts

Type
Single Family Residence
Style
Cape Cod, Two Story
Year built
1930
Lot size
0.13 ac
Stories
2
Heating
Baseboard Electric, Baseboard, See Remarks, Separate Control
Cooling
Ceiling Fan(s), Wall Unit(s), Window Unit(s)
Water
Public
HOA
Annual tax
$7,097
MLS #
2605058R
County
Monmouth

At a glance

Fireplace
Basement
Garage (1)
Dishwasher
Waterfront

Home features

Appliances
DishwasherDryerGas Range/OvenRefrigeratorRangeWasherElectric Water HeaterGas Water Heater
Interior
2nd Stairway to 2nd LevelBlindsVaulted Ceiling(s)1 Bedroom2 BedroomsKitchenBath FullBath HalfLoftNone
Exterior
Open Porch(es)DeckPatioYard
Parking
Additional ParkingGravelGarageAttachedBuilt-In GarageDetachedDrivewayOn SiteOn Street
Patio & porch
PorchDeckPatio
Fireplace
Wood Burning StoveFree Standing
Kitchen
Granite/Corian CountertopsBreakfast BarEat-in KitchenSeparate Dining Area
Dining
Living Dining Combo
Flooring
Carpet, Laminate, Wood
Roof
Asphalt
Sewer
Public Sewer
Ownership
Fee Simple

Lot features

Near Shopping, See Remarks, Waterfront, Waterview

Neighborhood — 07734

MetricThis ZIPCountyUSA
Population16,0858,832,837299,088,112
Population Change Since19901.00%14.00%20.00%
Population Density8,6321,137
Male7,8584,307,827147,432,321
Female8,2274,525,010151,655,844
Never Married3,6511,965,81163,775,926
Married6,2143,647,435123,120,365
Separated572391,23912,639,686
Widowed1,173515,17215,467,586
Divorced1,143529,39323,075,029
Number Of House Hold5,7023,167,345111,826,380
Average House Hold Size2.782.732.60
Medial Age35.5937.1535.46
Median House Hold Income$51,134$63,392$48,276
Average House Hold Income$58,188$83,312$63,629
P C I$21,412$30,662$24,529
M D I$42,659$52,505$41,133
A T H E$48,390$61,369$50,898
S T R7.00%7.00%
W C J76.30%81.02%77.74%
(Zip) Code
7734

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Central Jersey Multiple Listing System, INC

Listing information last refreshed 9/28/2025. Provided courtesy of EXIT REALTY EAST COAST SHIRVANIAN via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.

177 Creek Road · Keansburg — $449,000 · Certihomes