549 Main Street, Spotswood, NJ 08884
$1,100,000
0 beds 0 baths 3,147 sqft Built 1920178 days on marketActive
About this home
Great investment opportunity 5 Units with the possibility for a 6th Parking lot is shared with Library.(Low taxes and maintenance) property is zoned GC with a Dentist office on the 1st floor and 4 rental units. annual income does not include rent from vacant 1br. and garage space which is now vacant.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.
Your estimated payment
$7,825/mo
- Real estate (PITI + HOA + PMI)
- $7,708
- Utilities
- $598
- Transportation
- $127
- Other (entertainment)
- $158
Principal + interest$4,989
Property tax + insurance$2,306
PMI / 2nd mortgage$413
Heating + cooling$137
Internet + TV + phone$158
Water + sewer + garbage$58
Car insurance + maintenance$127
Budget$8,325/mo
Remaining after TLC$500/mo
Purchase price
$1,100,000
Down payment
$55,000 (5%)
Loan amount
$1,045,000
APR
4%
Quick facts
Type
Multi Family
Style
—
Year built
1920
Lot size
1.2567 ac
Stories
2
Heating
Baseboard Hotwater
Cooling
Window Unit(s)
Water
Public
HOA
—
Annual tax
$14,324
MLS #
2605564R
County
Middlesex
Home features
Parking
Off Site
Flooring
Carpet, Ceramic Tile
Roof
Asphalt
Sewer
Public Sewer
Lot features
Near Public Transit, Near Shopping
Neighborhood — 08884
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 7,894 | 8,832,837 | 299,088,112 |
| Population Change Since1990 | 3.00% | 14.00% | 20.00% |
| Population Density | 3,156 | 1,137 | — |
| Male | 3,828 | 4,307,827 | 147,432,321 |
| Female | 4,066 | 4,525,010 | 151,655,844 |
| Never Married | 1,444 | 1,965,811 | 63,775,926 |
| Married | 3,725 | 3,647,435 | 123,120,365 |
| Separated | 166 | 391,239 | 12,639,686 |
| Widowed | 625 | 515,172 | 15,467,586 |
| Divorced | 464 | 529,393 | 23,075,029 |
| Number Of House Hold | 3,098 | 3,167,345 | 111,826,380 |
| Average House Hold Size | 2.54 | 2.73 | 2.60 |
| Medial Age | 39.47 | 37.15 | 35.46 |
| Median House Hold Income | $61,994 | $63,392 | $48,276 |
| Average House Hold Income | $77,145 | $83,312 | $63,629 |
| P C I | $30,276 | $30,662 | $24,529 |
| M D I | $51,446 | $52,505 | $41,133 |
| A T H E | $58,915 | $61,369 | $50,898 |
| S T R | 7.00% | 7.00% | — |
| W C J | 74.78% | 81.02% | 77.74% |
(Zip) Code
8884
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
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Listing information last refreshed 10/7/2025. Provided courtesy of MID-STATE REALTY via Central Jersey Multiple Listing System, INC. Information deemed reliable but not guaranteed.